Lead Structured Finance Ratings Analyst

PassFort; New York (NY); On-site; USD 162,000 - 234,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Parental leave

Paid time off

401(k) plan

Job summary

Moody's is seeking a lead analyst for structured finance transactions in the US. You will assess credit, structural, legal and operational risks, and independently lead rating discussions with issuers, investors, and advisors.

You will model cash flows, stress test scenarios, and publish insightful research across markets. This role requires 3+ years in credit analysis, a quantitative degree, and strong communication skills.

Qualifications

• Lead analyst for structured finance transactions with risk focus.
• Strong modeling and stress-testing cash flows across scenarios.
• Deep understanding of structural, legal and operational risks.

Responsibilities

• Lead rating committees and present credit analyses.
• Analyze transaction performance, collateral and features.
• Model cash flows and review docs for stress impact.
• Engage with arrangers, issuers, investors and lawyers.
• Publish research, sector commentary and market analyses.
• Monitor ratings and identify emerging risks across sectors.
• Participate in projects to enhance analytical frameworks and efficiency.
• Contribute to digital enablement initiatives.

Skills

Structured finance credit analysis

Financial modeling

Credit risk understanding

Lead rating discussions

Written & verbal communication

Stakeholder engagement

Multitasking in fast-paced environment

AI concepts & tools

Education

Bachelor's degree in finance / related field

3+ years structured finance credit analysis

Master's degree preferred

Tools

AI tools

Financial modeling software

Job description

Moody's is seeking a lead analyst for structured finance transactions in the US. You will assess credit, structural, legal and operational risks, and independently lead rating discussions with issuers, investors, and advisors.

You will model cash flows, stress test scenarios, and publish insightful research across markets. This role requires 3+ years in credit analysis, a quantitative degree, and strong communication skills.