RMBS Structured Finance Lead — Associate Director

Mmbba; New York, Northern (NY, KY); Hybrid; USD 110,000 - 135,000; Full time

Benefits offered by this job

Hybrid work

Tuition reimbursement

Retirement plan

Healthcare benefits

Volunteer days

Job summary

Fitch Ratings, a leading provider of credit ratings, is seeking an Associate Director in the U.S. RMBS group to lead end-to-end analysis of complex RMBS transactions.

You will independently assess credit, cash flow, legal, and structural risks, chair rating committees, and mentor junior analysts while engaging issuers, arrangers, and investors. You will drive criteria development and produce high-quality research and market commentary, collaborating with teams across a fast-paced, globally

Qualifications

• 5-8 years of relevant RMBS/ABS, mortgage credit, structured finance, or related capital markets roles
• Bachelor's degree required; advanced degree and/or CFA/FRM is a plus
• Strong analytical and quantitative skills, including proficiency with cash flow modeling and large datasets
• Excellent written and verbal communication skills; comfortable engaging senior external stakeholders

Responsibilities

• Lead primary and surveillance analysis of RMBS transactions, including collateral, structural, legal, and counterparty assessments
• Own cash flow modeling, scenario design, and sensitivity analysis; oversee model deployment and results interpretation
• Present recommendations at rating committees; chair committees as needed and document decisions to a high standard
• Drive criteria application and contribute to criteria development and methodological enhancements
• Produce high-quality research, market commentary, and issuer/investor communications
• Manage and deepen assigned issuer and transaction relationships; represent Fitch in external meetings and conferences
• Coach and review the work of junior and senior analysts to ensure analytical rigor and consistency

Skills

Analytical skills

Cash flow modeling

Communication skills

Education

Bachelor's degree

Tools

RMBS cash flow engines

Loan-level analytics

Job description

Fitch Ratings, a leading provider of credit ratings, is seeking an Associate Director in the U.S. RMBS group to lead end-to-end analysis of complex RMBS transactions.

You will independently assess credit, cash flow, legal, and structural risks, chair rating committees, and mentor junior analysts while engaging issuers, arrangers, and investors. You will drive criteria development and produce high-quality research and market commentary, collaborating with teams across a fast-paced, globally