Lead Analyst, CMBS & Structured Finance Ratings

PassFort; New York (NY); On-site; USD 162,000 - 234,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401(k) plan with company match

Tuition reimbursement

Job summary

Moody's Structured Finance Group seeks an AVP-Ratings Analyst specializing in CMBS and commercial real estate-backed securities. You will lead credit opinions, analyze risks, and engage with market participants to deliver high-quality research and timely surveillance.

The role requires 3+ years in credit analysis (structured finance) or 5+ years in general credit analysis, plus strong modeling and communication skills. US-based roles offer competitive base salary and substantial benefits.

Qualifications

• Bachelor's degree in Finance, Economics, Applied Mathematics, Statistics, Financial Engineering, or related quantitative field.
• Minimum of three years of experience in credit analysis for structured finance transactions, or five years of experience in general credit analysis.
• Master's degree preferred.

Responsibilities

• Lead analyst for structured finance transactions, including analysis of credit, structural, operational, and legal risks.
• Analyze transaction performance, collateral characteristics, and structural features to formulate rating recommendations and credit opinions.
• Model cash flows and review transaction documentation to assess the impact of stress scenarios and performance outcomes.
• Lead rating committees and present analysis of transaction structures, legal considerations, and key credit risks.
• Communicate effectively with arrangers, issuers, investors, trustees, servicers, and external advisors.
• Represent the team in operational reviews, issuer meetings, and investor forums.
• Produce publishable research including transaction reports, sector commentary, market trend analyses, and thought leadership pieces related to commercial real estate finance.
• Monitor outstanding ratings and identify emerging risks and performance trends across structured finance sectors.
• Participate in special projects to enhance analytical frameworks, operational efficiency, and digital enablement initiatives.

Skills

Structured finance

CMBS expertise

Financial modeling

Credit risk

Rating committees

Stakeholder engagement

AI-enabled workflows

Research publication

Education

Bachelor's in Finance/Quant field

Master's degree preferred

Job description

Moody's Structured Finance Group seeks an AVP-Ratings Analyst specializing in CMBS and commercial real estate-backed securities. You will lead credit opinions, analyze risks, and engage with market participants to deliver high-quality research and timely surveillance.

The role requires 3+ years in credit analysis (structured finance) or 5+ years in general credit analysis, plus strong modeling and communication skills. US-based roles offer competitive base salary and substantial benefits.