AI-Driven Structured Finance Ratings Lead

Moody's Investors Service; New York, Northern (NY, KY); Hybrid; USD 162,000 - 234,000; Full time

Benefits offered by this job

Medical

401(k) plan

Tuition reimbursement

Parental leave

Paid time off

Stock purchase plan

Job summary

Moody's Investors Service is hiring an AVP-Ratings Analyst in New York, leading structured finance rating work focused on CLOs, structured credit, and corporate ABS. You will deliver high‑quality opinions, model cash flows, and engage with market participants to drive insights.

You will oversee rating committees, communicate with stakeholders, and contribute to thought leadership with market analyses and research across sectors.

Qualifications

• Bachelor's degree in Finance, Economics, Applied Mathematics, Statistics, Financial Engineering, or related field.
• Minimum of three years of credit analysis experience for structured finance, or five years in general credit analysis.
• Master's degree preferred.

Responsibilities

• Lead analyst for structured finance transactions including analysis of credit, structural, operational, and legal risks.
• Analyze transaction performance, collateral characteristics, and structural features to formulate rating recommendations and credit opinions.
• Model cash flows and review transaction documentation to assess stress scenarios and performance outcomes.
• Lead rating committees and present analysis of transaction structures, legal considerations, and key credit risks.
• Communicate with arrangers, issuers, investors, trustees, servicers, and external advisors.
• Produce publishable research including transaction reports, sector commentary, market trend analyses, and thought leadership pieces.

Skills

Structured finance analysis

Financial modeling

Credit risk

Lead rating committees

Research writing

Stakeholder engagement

Portfolio management

AI tools

Education

Bachelor's degree

Credit analysis experience

Master's degree preferred

Job description

Moody's Investors Service is hiring an AVP-Ratings Analyst in New York, leading structured finance rating work focused on CLOs, structured credit, and corporate ABS. You will deliver high‑quality opinions, model cash flows, and engage with market participants to drive insights.

You will oversee rating committees, communicate with stakeholders, and contribute to thought leadership with market analyses and research across sectors.