Lead Farm and Agribusiness Underwriter

Michigan Farm Bureau; Lansing (MI); On-site; USD 90,000 - 130,000; Full time

Job summary

Michigan Farm Bureau is seeking a Lead Farm and Agribusiness Underwriter to underwrite farm and agribusiness lines with an account focus. You will provide expert underwriting guidance to Farm Bureau Insurance agents and peers, applying guidelines and underwriting philosophy to accept, modify, or reject accounts.

You will classify and rate risks, develop premiums, and monitor results across accounts, using inspections, claims data, and producer communications to inform decisions.

Qualifications

• Bachelor's degree required or equivalent experience.
• Minimum seven years of farm and agribusiness underwriting experience.
• Must possess a valid driver license with an acceptable driving record.
• API or AU (Assoc in Personal Insurance / Assoc in Commercial Underwriting) required.
• Southern Farm Bureau Tech Underwriting Training and AAIC Ag Advisor required.
• CPCU certification preferred; other equivalent experience or education may be considered.

Responsibilities

• Underwrite Farm and Agribusiness lines with an account focus.
• Provide expert underwriting guidance to Farm Bureau Insurance agents and peers.
• Classify and rate risks, verify coverage amounts, and develop premiums for individual and account bases.
• Monitor results of individual risks and accounts using inspections, claims data, and communications with agents.
• Keep abreast of industry topics and trends beyond Farm Bureau Insurance and share knowledge with agents and peers.

Skills

Underwriting

Education

Bachelor's degree or equivalent

API (Assoc in Personal Insurance)

AU (Assoc in Commercial Underwriting)

Southern Farm Bureau Tech Underwriting Training

AAIC Ag Advisor

CPCU (preferred)

Job description

Lead Farm and Agribusiness Underwriter

To underwrite Farm and Agribusiness lines of insurance with an account focus. To provide expert assistance to Farm Bureau Insurance agents and other farm and agribusiness underwriters. To implement company philosophy and underwriting guidelines in the acceptance, rejection, or modification of accounts. To act as a peer-leader within the Farm and Agribusiness Underwriting Department.

Evaluate, examine, and physically survey risks submitted for coverage by Farm Bureau Insurance agents. Accept, modify, or reject risks based upon all relevant information available, including guidelines, directives, inspections, and claims information. Execute these underwriting functions on all Farm and Agribusiness lines of business.

Properly classify and rate risks, verify coverage amounts, and develop appropriate premium on an individual and account basis. Work with Farm Bureau Insurance agents, and in some cases clients, to determine exposure and appropriate coverages.

Monitor results of individual risks and accounts by the review of pictures, inspections, claims, consumer reports, renewal surveys, audits, and communications with Farm Bureau Insurance agents.

Possess expert knowledge and mastery of coverage forms and endorsements, and excellent hazard identification and evaluation. Keep abreast of industry topics and trends beyond Farm Bureau Insurance. Share such knowledge with Farm Bureau Insurance agents and peers, and answer coverage questions when asked.

Required

• Bachelors degree required or equivalent experience may be considered.
• Minimum seven years of farm and agribusiness underwriting experience.
• Must possess a valid driver license with an acceptable driving record.
• Associate in Personal Insurance (API) or Associate in Commercial Underwriting (AU) required.
• Southern Farm Bureau Tech Underwriting Training and AAIC Ag Advisor required.

Preferred

• Certification in CPCU preferred. Other equivalent experience or education may be considered.

Note

Farm Bureau offers a full benefit package including medical, dental, vision, and 401K.