Ag/Commercial Marketing Underwriter

Southern Farm Bureau Casualty Insurance; Centennial (CO); On-site; USD 100,000 - 121,000; Full time

Benefits offered by this job

Company Car

Job summary

Southern Farm Bureau Casualty Insurance is seeking an Ag/Commercial Marketing Underwriter to assess agricultural and commercial properties, support agents, and manage field inspections. You will underwrite risks, interpret exposures, and participate in audits and re-underwriting within an assigned district.

The role requires 5–10 years in underwriting/insurance, a Bachelor's in a related field, and travel with a company car provided. CPCU/CIC and P&C licenses preferred.

Qualifications

• 5–10 years of underwriting, claims, agriculture, or related insurance work.

Responsibilities

• Conduct pre-inspections to review and underwrite risks before policies are bound.
• Perform post-inspections for new and renewal policies to ensure risks haven't changed.
• Accompany agents on insured appointments to evaluate exposures.
• Attend closings to provide policy context and act as subject matter expert on Ag Promise/Commercial Package policies.
• Document details on autos, structures, farm property, equipment, and exposures.
• Analyze property value, condition, and exposure for underwriting decisions.
• Coordinate, lead, and monitor audit, reinspection, and re-underwriting programs.
• Assist with policy development, forms, endorsements, and system entries.

Skills

Analytical skills

English communication

Driver's license

Travel readiness

Time management

Customer relationships

Judgment & decision-making

Customer service

Problem solving

Education

Bachelor's degree in Business, Agriculture, Insurance, or Risk Management

CPCU or CIC license preferred

Property & Casualty license preferred; 6 months to obtain

Job description

Ag/Commercial Marketing Underwriter plays a crucial role in underwriting, decision-making, and communication with potential insured and sales. This position involves inspecting, analyzing, and evaluating agricultural and/or commercial properties to determine risk and insurability. The role requires a deep understanding of the agricultural and/or commercial industries and the ability to assist agents and potential customers in ensuring accurate coverage of insured risks. This position involves both fieldwork and reviews within an assigned area/district.

• Conduct pre-inspections to review and underwrite risks before policies are bound.
• Perform post-inspections for newly written properties and renewal inspections to ensure material risks have not changed.
• Accompany agents on insured appointments to assist in evaluating and identifying exposures.
• Attend closings to assist in providing answers to questions, provide detailed context, and be a subject matter expert as it relates to our Ag Promise policy and Commercial Package policy.
• Document details regarding autos, structures, personal property, farm personal property, farm equipment, inland marine exposures and liability exposures etc.
• Analyze and evaluate property for value, condition, and exposure purposes.
• Coordinate, lead, and monitor the Audit, Reinspection, and Re-underwriting Programs.
• Assist with the development and maintenance of policies, applications, forms, and endorsements.
• Train underwriters and the agency force on policies, endorsements etc as it relates to Ag Promise and/or commercial policies.
• Provide assistance in obtaining coverage for high-risk exposures within the brokerage market if needed.
• Research lines of business to identify loss predictive characteristics and monitor competitive products, programs, and pricing.
• Depict findings in photography and complete reports from inspections.
• Perform thorough and accurate reviews when appropriate.
• Assist agents with entering Ag Promise and Commercial policies into the system and recommending coverages/endorsements for potential and existing customers.
• Attend various meetings, conferences, and training seminars.
• Visit assigned county offices/agencies as required.
• Maintain regular and predictable attendance.

Experience:

5 to 10 years of underwriting, claims, agriculture, and/or related insurance work required.

Education:

• Bachelor's Degree Preferred - Majoring in Business, Agriculture, Insurance, or Risk Management. Relevant combination of education and related business/insurance work experience may be substituted for a degree.
• CPCU or CIC License Preferred
• Property and Casualty Insurance License Preferred. Must obtain within six months of start date.

Skills:

• Demonstrated analytical skills Excellent English written and verbal communication skills.
• Valid driver's license with an acceptable record.
• Ability to drive and travel daily, including overnight stays.
• Strong time management and organizational skills.
• Ability to build strong customer relationships.
• Demonstrates excellent judgment and decision-making skills.
• Demonstrated customer service skills.
• Demonstrated problem solving skills.

Other Details:

• Travel is required - overnight stays expected
• Company Car will be provided

Hiring Salary Range Goal:

$100,000 - $121,000

Qualifications

Behaviors

Required

Detail Oriented

Capable of carrying out a given task with all details necessary to get the task done well

Team Player

Works well as a member of a group

Education

Required

Bachelors or better in Business Administration or related field.

Equal Opportunity Employer
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