Lead Consumer ABS Ratings & Strategy Analyst

JCW Group; New York (NY); On-site; USD 180,000 - 240,000; Full time

Job summary

JCW Group is seeking a lead analyst for a U.S. consumer ABS team with strong visibility across the market.

You will own end-to-end transactions, take positions in the rating committee, and help shape the firm’s published views on consumer credit across auto, cards, personal loans, student loans, solar, and specialty finance. You will lead analysis and rating of new consumer ABS transactions, from collateral and structure through to committee and publication, presenting to the committee as lead

Qualifications

• 7+ years in RMBS/ABS with direct exposure to consumer asset classes (auto, cards, personal/student loans).
• Experience at a bank, investment firm, rating agency, or issuer (structuring, investing, surveillance, or ratings).
• Hands-on cash flow modeling, credit risk analysis, or ratings experience; Intex or similar tools a plus.

Responsibilities

• Lead analysis and rating of new consumer ABS transactions from collateral and structure to committee and publication.
• Present and defend rating recommendations to committee as lead analyst.
• Engage with issuers, bankers, investors, servicers, and counsel; represent the firm externally.
• Author presale and rating reports and sector research; contribute to methodology; mentor junior analysts.

Skills

RMBS/ABS experience

Cash flow modeling

Credit risk analysis

Intex

Structured finance

Independent credit view

Tools

Intex

Job description

JCW Group is seeking a lead analyst for a U.S. consumer ABS team with strong visibility across the market.

You will own end-to-end transactions, take positions in the rating committee, and help shape the firm’s published views on consumer credit across auto, cards, personal loans, student loans, solar, and specialty finance. You will lead analysis and rating of new consumer ABS transactions, from collateral and structure through to committee and publication, presenting to the committee as lead