Senior AVP - Consumer ABS Ratings & AI Strategy

Moody; New York (NY); On-site; USD 162,000 - 234,000; Full time

Job summary

Moody's is seeking an AVP-Ratings lead for the U.S. Consumer ABS New Ratings Team. The role focuses on analyzing new U.S. consumer asset-backed transactions, issuing rigorous credit analyses, and providing publishable research to inform rating decisions.

Lead committees, manage legal and credit risk assessments, and engage with market participants through conferences and meetings. A strong background in quantitative finance and AI-enabled workflows is required.

Qualifications

• This role requires an advanced master’s degree in economics, statistics, applied mathematics, financial engineering, or a related quantitative field with relevant work experience, or a bachelor’s degree with seven+ years as a credit analyst.
• Strong communication and ethical judgment are essential.
• Experience with credit analysis and AI-enabled workflows is preferred.

Responsibilities

• This role leads analysis of new U.S. Consumer ABS transactions and produces publishable research.
• Act as lead analyst for U.S. consumer ABS transactions, model cash flows, review documents, and form rating opinions.
• Lead rating committees and present analyses of legal and credit risks.
• Engage with arrangers, issuers, investors, and legal experts on credit analysis.
• Represent the team in meetings and industry conferences.
• Produce research reports and apply data analytics and Generative AI to improve operations.

Skills

Communication skills

Cash flow analysis

Analytical tools

Ethical standards

Independent thinking

Time management

Team collaboration

AI usage

AI risk awareness

Opinion formation

Education

Advanced degree in economics or quantitative field

Tools

Financial modeling software

Job description

Moody's is seeking an AVP-Ratings lead for the U.S. Consumer ABS New Ratings Team. The role focuses on analyzing new U.S. consumer asset-backed transactions, issuing rigorous credit analyses, and providing publishable research to inform rating decisions.

Lead committees, manage legal and credit risk assessments, and engage with market participants through conferences and meetings. A strong background in quantitative finance and AI-enabled workflows is required.