VP, Consumer ABS & Structured Finance Leader

Morningstar Credit Ratings, LLC; New York (NY); On-site; USD 113,000 - 179,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Morningstar DBRS seeks a Vice President to lead the U.S. Asset-Backed Securities team in New York, overseeing analysis of new consumer ABS transactions and independent credit opinions.

You will evaluate collateral performance, structures, legal frameworks, and macro trends, present recommendations to rating committees, and engage with issuers, bankers, investors, and counsel. This role blends deep transaction analysis with broader credit views across multiple asset classes, contributing to

Qualifications

• 7+ years of experience in structured finance, consumer ABS, securitization, credit investing, transaction structuring, ratings, surveillance, or consumer credit risk.
• Direct experience analyzing, structuring, investing in, monitoring, or rating consumer ABS transactions.
• Bachelor's degree required.

Responsibilities

• Lead the analysis and rating of new consumer ABS transactions, including collateral assessment, structural analysis, operational reviews, legal analysis, and cash flow evaluation.
• Serve as lead analyst on assigned transactions, presenting recommendations to rating committees and defending analytical conclusions.
• Assess collateral performance, underwriting practices, servicing capabilities, and macroeconomic trends to develop forward-looking credit views.
• Engage directly with issuers, bankers, investors, servicers, and legal counsel throughout the rating process.

Education

Bachelor's degree in Finance, Economics, Mathematics, Statistics, Engineering, Computer Science, or related field

Tools

Intex

Job description

Morningstar DBRS seeks a Vice President to lead the U.S. Asset-Backed Securities team in New York, overseeing analysis of new consumer ABS transactions and independent credit opinions.

You will evaluate collateral performance, structures, legal frameworks, and macro trends, present recommendations to rating committees, and engage with issuers, bankers, investors, and counsel. This role blends deep transaction analysis with broader credit views across multiple asset classes, contributing to