Senior Commercial Credit Underwriter

TD; Mount Pleasant (SC); On-site; USD 60,000 - 96,000; Full time

Job summary

TD Bank is seeking a Commercial Credit Underwriter III in Mount Pleasant, SC. The role involves analyzing, underwriting, and potentially finalizing decisions on commercial loan applications, while adhering to underwriting guidelines and federal regulations.

You will evaluate financials and cash flows and may mentor junior staff. The position requires solid analytical skills, experience in commercial lending, and the ability to manage complex credit situations in a fast-paced environment.

Qualifications

• Proven analytical and research skills.
• Strong verbal and written communication abilities.
• Ability to mentor or coach underwriting staff.
• Excellent interpersonal and teamwork skills.
• Strong time management and meeting deadlines.
• Proficiency with word processing and spreadsheets.

Responsibilities

• Analyze and underwrite commercial loan applications and may act as final decision authority.
• Ensure compliance with underwriting guidelines, policies, and regulations.
• Mentor and develop underwriting staff.
• Conduct credit investigations and analyze borrower financial statements.
• Identify credit enhancements and structure loans to mitigate risk.

Skills

Analytical skills

Research skills

Communication skills

Interpersonal skills

Deadline-driven

Problem solving

PC skills (Word/Excel)

Education

Undergraduate degree preferred

SBA/Agency experience preferred

Job description

TD Bank is seeking a Commercial Credit Underwriter III in Mount Pleasant, SC. The role involves analyzing, underwriting, and potentially finalizing decisions on commercial loan applications, while adhering to underwriting guidelines and federal regulations.

You will evaluate financials and cash flows and may mentor junior staff. The position requires solid analytical skills, experience in commercial lending, and the ability to manage complex credit situations in a fast-paced environment.