Senior Commercial Credit Underwriter - Lead & Mentor

TD; Jacksonville (FL); On-site; USD 60,000 - 96,000; Full time

Job summary

TD Bank in Mount Pleasant, South Carolina, seeks a Commercial Credit Underwriter III to analyze, underwrite, and potentially act as the final decision authority on commercial loan applications, following sound lending practices and applicable regulations.

The role requires strong financial analysis skills, the ability to review complex cash flows, and collaboration with borrowers and accountants. Leadership in mentoring underwriting staff and ensuring timely loan production is essential.

Qualifications

• Undergraduate degree preferred.
• 8+ years of relevant Commercial lending experience.
• Proven analytical and research skills.
• Prior lending authority strongly preferred.
• Strong communication skills, both verbal and written.

Responsibilities

• Underwrites commercial loans within policy and guidelines.
• Renders final credit decisions within lending authority limits.
• Mentors underwriting staff and supports staff development.
• Analyzes financial statements, cash flows, and credit reports for loan applicants.

Skills

Analytical skills

Communication skills

Leadership

Education

Undergraduate degree preferred

Job description

TD Bank in Mount Pleasant, South Carolina, seeks a Commercial Credit Underwriter III to analyze, underwrite, and potentially act as the final decision authority on commercial loan applications, following sound lending practices and applicable regulations.

The role requires strong financial analysis skills, the ability to review complex cash flows, and collaboration with borrowers and accountants. Leadership in mentoring underwriting staff and ensuring timely loan production is essential.