Commercial Credit Analyst II

TD Bank, N.A.; Braintree (MA); On-site; USD 41,000 - 61,000; Full time

Job summary

TD Bank Group is seeking a Credit Analyst II in Braintree, MA to perform in-depth financial analysis of borrowers and support lending and credit functions. The role involves underwriting commercial exposures across various segments and preparing clear approval memorandums.

The position requires a 4-year degree or equivalent, 2+ years of related experience, and strong analytical, research, and communication skills. Travel is possible as part of the underwriting process.

Qualifications

• 4 year degree or equivalent experience.
• 2+ years related experience required.
• Developed knowledge of credit and financial analysis techniques.
• Strong oral and written communication skills.
• Developed PC skills including word processing and spreadsheets.
• Ability to multi-task and meet deadlines.
• Ability to maintain the confidentiality of customer information.
• Good interpersonal skills and a team orientation.

Responsibilities

• Conducts in-depth industry and financial analysis of existing and potential borrowers.
• Underwrites commercial exposures in the Workout Department, including renewals and extensions.
• Performs underwriting analyses of borrower character, credit worthiness and financial condition.
• Prepares timely approval memos for lending and credit authorities.
• Monitors compliance with regulatory requirements and company policy.
• Supports the lending function with analytical insights and data.
• Participates in customer meetings and information gathering.
• Maintains credit files and updates analysis memos as needed.

Skills

Analytical skills

Research skills

Communication skills

PC skills

Education

4 year degree or equivalent experience

Job description

TD Bank Group is seeking a Credit Analyst II in Braintree, MA to perform in-depth financial analysis of borrowers and support lending and credit functions. The role involves underwriting commercial exposures across various segments and preparing clear approval memorandums.

The position requires a 4-year degree or equivalent, 2+ years of related experience, and strong analytical, research, and communication skills. Travel is possible as part of the underwriting process.