Lead Accountant, Capital Markets - Remote

OhioX; Columbus, Austin, San Francisco, New York (OH, TX, CA, NY); Remote; USD 106,000 - 146,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Medical, dental, and vision coverage

Paid time off and holidays

Remote-friendly with periodic onsites

Job summary

Upstart, a leading AI lending marketplace, seeks a Lead Accountant, Capital Markets, to own accounting for structured products, derivatives, and loan sale activities. You will partner with Capital Markets and Analytics through the transaction lifecycle and collaborate with Technical Accounting and Financial Reporting to ensure accurate recording and disclosures.

This role supports month-end close, drives robust accounting processes, and contributes to automation in a remote-friendly environment

Qualifications

• Bachelor’s degree in Accounting, Finance, or a related field.
• 6+ years of progressive accounting experience in financial services, lending, fintech, or public accounting serving financial services clients.
• Experience accounting for structured products and derivatives, including related valuations, reconciliations, and financial reporting.
• Experience with loan sale and funding activities, including transaction accounting, settlements, and related financing arrangements.
• Strong understanding of U.S. GAAP and demonstrated ability to independently own complex accounting processes and month-end close activities.

Responsibilities

• Own month-end accounting for structured products and derivatives, including journal entries, reconciliations, supporting schedules, and balance analysis.
• Support accounting for loan sale and funding activities, ensuring transactions, settlements, and related financing costs are accurately recorded.
• Partner with Capital Markets and Analytics throughout the month to understand transaction activity, investigate discrepancies, and ensure timely and complete accounting.
• Coordinate with internal partners on valuation inputs and outputs, reconcile related balances, and record appropriate accounting entries.
• Provide analyses and supporting documentation to Technical Accounting and Financial Reporting for accounting assessments, disclosures, and external audits.
• Help establish accounting workflows for new transactions and arrangements in partnership with cross-functional teams.
• Strengthen documentation, controls, and automation to support increasing transaction volume and complexity.

Skills

Analytical skills

Excel

Communication skills

Education

Bachelor’s degree in Accounting, Finance, or a related field

Tools

NetSuite

SQL

Job description

Upstart, a leading AI lending marketplace, seeks a Lead Accountant, Capital Markets, to own accounting for structured products, derivatives, and loan sale activities. You will partner with Capital Markets and Analytics through the transaction lifecycle and collaborate with Technical Accounting and Financial Reporting to ensure accurate recording and disclosures.

This role supports month-end close, drives robust accounting processes, and contributes to automation in a remote-friendly environment