KYC Specialist - Fully Remote

Mercor; New York (NY); Remote; USD 103,000 - 138,000; Full time

Job summary

Mercor seeks a remote contract AML analyst to complete self-contained case exercises that mirror real work and produce draft client deliverables.

You will adjudicate transaction alerts, review KYC packets, resolve UBO structures, assess sanctions hits, and triage supervisory queues. The role is ~15 hours/week with pay at $75–$100 per hour based on experience.

Qualifications

• 3+ years hands-on in AML/financial crime or related fields.
• Working knowledge of FinCEN, FATF, OFAC frameworks and SAR/CDD standards.
• Clear, defensible written rationales.

Responsibilities

• Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted.
• Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list.
• Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.
• Adjudicate sanctions and adverse-media hits (true match / false positive / elevate) with a short rationale each.
• Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records.

Skills

AML/Financial Crime

KYC/CDD

Sanctions screening

Fraud & Disputes

Transaction surveillance

Job description

About the work

We're building a high-quality library of realistic financial-crime and KYC analyst work products. You'll complete self-contained case exercises from mock files (no live-system or client-data access) and produce the analyst deliverable for each — the same work you'd do on the job, graded against a rubric. Every client-style output ends as a draft.

What you'll do

• Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted.

• Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list.

• Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.

• Adjudicate sanctions and adverse-media hits (true match / false positive / elevate) with a short rationale each.

• Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records.

You're a fit if you have

• 3+ years hands-on in AML / financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance at a bank, fintech, payments company, or MSB.

• Working knowledge of FinCEN / FATF / OFAC frameworks and SAR / CDD documentation standards.

• Clear, defensible written rationales.

Nice to have

• CAMS/ACAMS or CFE; enhanced due diligence / entity unwinding; SQL or transaction analytics; fintech / payments experience.

Assessment

A timed exercise: a mock alert packet → disposition + SAR narrative; a KYC packet → discrepancy & remediation list; a batch of sanctions hits → adjudication with rationale.

Details

Contract, hourly (~15 hrs/week), remote, US-based. Pay $75-100/hr based on experience.