Remote KYC/AML Analyst (Contract, $75-$100/hr)

Obsidian; San Francisco (CA); Remote; USD 103,000 - 138,000; Part time

Benefits offered by this job

Remote work

Competitive hourly rate

Flexible hours

Job summary

Obsidian is seeking a highly skilled AML analyst to adjudicate transaction alerts, draft SAR narratives, and review KYC/CDD packets. You will resolve complex beneficial ownership structures and adjudicate sanctions findings in a remote US role.

Ideal candidates have 3+ years in AML, with FinCEN/FATF/OFAC knowledge and strong written rationales. CAMS/ACAMS or CFE certification is preferred, and SQL experience is a plus.

Qualifications

• 3+ years hands-on AML/financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance.
• Working knowledge of FinCEN/FATF/OFAC frameworks and SAR/CDD documentation standards.
• Clear, defensible written rationales.

Responsibilities

• Adjudicate transaction-monitoring alerts from an alert packet, KYC/CDD profile, and history.
• Document dispositions and draft SAR narratives when warranted.
• Review onboarding/KYC packets for completeness and discrepancies, and produce remediation lists.
• Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.
• Adjudicate sanctions and adverse-media hits with a short rationale.
• Triage supervisory alert queues and assess card fraud and disputes.

Skills

AML / financial crime

KYC/CDD

Sanctions screening

Fraud / disputes

Transaction surveillance

SAR documentation

Written rationale

Education

CAMS/ACAMS or CFE

Bachelor's degree or equivalent

Tools

SQL

Job description

Obsidian is seeking a highly skilled AML analyst to adjudicate transaction alerts, draft SAR narratives, and review KYC/CDD packets. You will resolve complex beneficial ownership structures and adjudicate sanctions findings in a remote US role.

Ideal candidates have 3+ years in AML, with FinCEN/FATF/OFAC knowledge and strong written rationales. CAMS/ACAMS or CFE certification is preferred, and SQL experience is a plus.