AML Analyst - Financial Crime Expert

Obsidian; New York (NY); Remote; USD 80,590,000 - 107,453,000; Part time

Benefits offered by this job

Remote work (US/UK/Canada/Australia/NZ

Job summary

Obsidian is building a high-quality library of realistic AML and KYC analyst work products. You will complete self-contained case exercises from mock files and produce the analyst deliverable for each—graded against a rubric.

Every client-style output ends as a draft. This timed exercise covers adjudicating alerts, reviewing onboarding/KYC packets, resolving multi-layer UBO structures, sanctions/adverse-media adjudication, and supervisory queue triage.

Qualifications

• 3+ years hands-on AML/financial crime or related surveillance experience.
• Working knowledge of FinCEN/FATF/OFAC frameworks and SAR/CDD standards.
• Clear, defensible written rationales.

Responsibilities

• Adjudicate transaction-monitoring alerts and draft SAR narratives when warranted.
• Review onboarding/KYC packets for completeness and discrepancies; list remediation steps.
• Resolve multi-layer beneficial ownership structures and UBO thresholds.
• Adjudicate sanctions and adverse-media hits; triage supervisory alert queues.
• Assess fraud/disputes and flag relevant trade-record context.

Skills

AML experience

KYC/CDD knowledge

Sanctions screening

SAR writing

Tools

SQL

Job description

About the work

We're building a high-quality library of realistic financial-crime and KYC analyst work products. You'll complete self-contained case exercises from mock files (no live-system or client-data access) and produce the analyst deliverable for each — the same work you'd do on the job, graded against a rubric. Every client-style output ends as a draft.

What you'll do

• Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted.
• Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list.
• Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.
• Adjudicate sanctions and adverse-media hits (true match / false positive / escal ... ).
• Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records.

You're a fit if you have

• 3+ years hands-on in AML / financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance at a bank, fintech, payments company, or MSB.
• Working knowledge of FinCEN / FATF / OFAC frameworks and SAR / CDD documentation standards.
• Clear, defensible written rationales.

Nice to have

• CAMS/ACAMS or CFE; enhanced due diligence / entity unwinding; SQL or transaction analytics; fintech / payments experience.

Assessment

A timed exercise: a mock alert packet → disposition + SAR narrative; a KYC packet → discrepancy & remediation list; a batch of sanctions hits → adjudication with rationale.

Details

Contract, hourly (~15 hrs/week), remote (US, UK, Canada, Australia, New Zealand). Pay $75-100/hr based on experience.