KYC Specialist - AI Trainer

Mercor; Chicago (IL); Remote; USD 103,000 - 138,000; Part time

Job summary

Mercor is building a high-quality library of realistic financial-crime and KYC analyst work products. You'll complete self-contained case exercises from mock files and produce the analyst deliverable for each — the same work you'd do on the job, graded against a rubric.

Every client-style output ends as a draft. You will adjudicate alerts, review onboarding/KYC packets, resolve UBO thresholds, adjudicate sanctions/adverse-media hits, and triage supervisory queues.

Qualifications

• 3+ years hands-on in AML / financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance at a bank, fintech, payments company, or MSB.
• Working knowledge of FinCEN / FATF / OFAC frameworks and SAR / CDD documentation standards.
• Clear, defensible written rationales.

Responsibilities

• Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted.
• Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list.
• Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.
• Adjudicate sanctions and adverse-media hits (true match / false positive / elevate) with a short rationale each.
• Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records.

Skills

AML/financial-crime experience

KYC/CDD

sanctions screening

fraud/disputes

transaction surveillance

Tools

SQL

Job description

About the work

We're building a high-quality library of realistic financial-crime and KYC analyst work products. You'll complete self-contained case exercises from mock files (no live-system or client-data access) and produce the analyst deliverable for each — the same work you'd do on the job, graded against a rubric. Every client-style output ends as a draft.

What you'll do

• Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted.

• Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list.

• Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.

• Adjudicate sanctions and adverse-media hits (true match / false positive / elevate) with a short rationale each.

• Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records.

You're a fit if you have

• 3+ years hands-on in AML / financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance at a bank, fintech, payments company, or MSB.

• Working knowledge of FinCEN / FATF / OFAC frameworks and SAR / CDD documentation standards.

• Clear, defensible written rationales.

Nice to have

• CAMS/ACAMS or CFE; enhanced due diligence / entity unwinding; SQL or transaction analytics; fintech / payments experience.

Assessment

A timed exercise: a mock alert packet → disposition + SAR narrative; a KYC packet → discrepancy & remediation list; a batch of sanctions hits → adjudication with rationale.

Details

Contract, hourly (~15 hrs/week), remote, US-based. Pay $75-100/hr based on experience.