Remote KYC & AML Analyst (Contract)

Mercor; San Francisco (CA); Remote; USD 103,000 - 138,000; Part time

Job summary

Mercor is seeking an AML/financial-crime analyst to adjudicate transaction-monitoring alerts, draft SAR narratives, and review KYC/CDD packets from mock exercises. You will resolve issues in onboarding, perform remediation, and assess sanctions hits with concise rationales.

The role is remote in the United States, part-time (~15 hours per week) with hourly compensation between $75 and $100 based on experience. Ideal for candidates with hands-on AML and regulatory knowledge.

Qualifications

• 3+ years hands-on in AML / financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance at a bank, fintech, payments company, or MSB.
• Working knowledge of FinCEN / FATF / OFAC frameworks and SAR / CDD documentation standards.
• Clear, defensible written rationales.

Responsibilities

• Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted.
• Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list.
• Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds.
• Adjudicate sanctions and adverse-media hits (true match / false positive / elevate) with a short rationale each.
• Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records.

Skills

AML / financial crime experience

Regulatory frameworks knowledge

Clear written rationales

Tools

SQL

Job description

Mercor is seeking an AML/financial-crime analyst to adjudicate transaction-monitoring alerts, draft SAR narratives, and review KYC/CDD packets from mock exercises. You will resolve issues in onboarding, perform remediation, and assess sanctions hits with concise rationales.

The role is remote in the United States, part-time (~15 hours per week) with hourly compensation between $75 and $100 based on experience. Ideal for candidates with hands-on AML and regulatory knowledge.