KYC & AML Lead, AI-Driven Compliance

Circle

Phoenix (AZ)

On-site

USD 145,000 - 192,500

Full time

14 days+

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Job summary

Circle (NYSE: CRCL) is a leading internet financial platform company advancing digital assets, payments, and programmable blockchain. We are seeking an experienced leader to oversee KYC, onboarding and periodic reviews, guiding a team of analysts and collaborating with Product, Engineering and Commercial teams.

This role emphasizes AI-driven enhancements and strong governance in a rapidly changing regulatory landscape.

Qualifications

10+ years of AML/KYC experience for corporate customers.
3+ years of experience managing teams of analysts.
2+ years of crypto experience.
Experience leveraging AI-enabled tools within compliance or KYC workflows.
Passion for digital currency, blockchain technology, and emerging technologies—including AI—to modernize financial crime compliance operations.
Innovative, solution-oriented mindset with a track record of identifying inefficiencies and implementing practical, technology-driven improvements.
Proven ability to collaborate cross-functionally with Product, Engineering, and Business stakeholders to operationalize compliance requirements into scalable systems.
Experience in a rapidly evolving regulatory and technological environment, with the agility to adapt to change and continuously upskill.
Strong leadership, relationship management and project management skills.
Strong executive presence and communication skills.
Experience in RegTech, FinTech, consulting, or digital asset environments preferred.
CAMS, CFCS, CFE, or similar certification preferred.
Proficiency in Google Workspace, Slack, and Mac environment; familiarity with AI-assisted research or workflow tools strongly preferred.
Bachelor’s degree required; quantitative, technical, or data-oriented degree preferred.

Responsibilities

Overseeing customer KYC, onboarding and periodic review processes specialized due diligence, including the documentation of policies, procedures.
Manage case volumes across workflows to ensure timely execution and consistent adherence to SLAs.
Oversee the drafting quality of Customer Risk Acceptance memos by delivering constructive feedback that drives comprehensive risk identification, sound mitigations, and crisp, decision-ready writeups.
Lead and develop a team of KYC analysts, driving quality, consistency, and risk-based decision-making across onboarding and review activities.
Lead customer compliance walkthroughs and reviews of clients’ programs and controls, identify gaps/deficiencies, while partnering constructively with stakeholders to deliver a strong customer experience.
Identify, design, and implement AI-driven enhancements to KYC workflows to improve efficiency, scalability, and analytical rigor.
Collaborating with Commercial teams and acting as a point of escalation for complex issues.
Ensure the highest standards of documentation, audit readiness, and quality assurance across all onboarding and periodic review processes.
Partnering with Circle’s engineering and product teams to ensure Compliance Operations is supported with the most effective tools and technological support.
Monitor regulatory, enforcement, and industry developments in the digital asset ecosystem, proactively adapting KYC and AML processes.
Build strong cross-functional partnerships with QA, Monitoring & Testing, Audit, and exam teams.