KYC & AML Program Lead - AI-Driven Compliance

Circle; San Francisco (CA); On-site; USD 145,000 - 192,500; Full time

Job summary

Circle is seeking a senior AML/KYC leader to oversee customer due diligence, onboarding and periodic reviews. You will manage a team of analysts, drive risk-based decisions, and collaborate with Product and Engineering to implement compliant, scalable workflows.

We value AI-enabled enhancements, strong governance, and the ability to navigate a rapidly evolving regulatory landscape in the digital asset space. A BS degree and crypto experience are required or preferred.

Qualifications

• Over 10 years of AML/KYC experience for corporate customers, including scalable processes and governance.
• 3+ years of experience managing teams of analysts, driving performance and operational excellence.
• 2+ years of crypto experience and familiarity with digital asset environments.
• Experience leveraging AI-enabled tools within compliance workflows with regulatory defensibility.
• Passion for digital currency and blockchain tech to modernize financial crime compliance operations.
• Ability to collaborate cross-functionally with Product, Engineering, and Business stakeholders.
• Experience in RegTech, FinTech, or digital asset environments preferred.
• Bachelor’s degree; quantitative/technical/data-oriented background preferred.

Responsibilities

• Oversee KYC onboarding and periodic reviews, including specialized due diligence.
• Manage case volumes across workflows to meet SLAs.
• Oversee drafting of Customer Risk Acceptance memos and provide constructive feedback.
• Lead and develop a team of KYC analysts with focus on quality and risk-based decisions.
• Lead customer compliance walkthroughs and reviews of client programs and controls.
• Identify, design, and implement AI-driven enhancements to KYC workflows.
• Collaborate with Commercial teams; act as escalation for complex issues.
• Ensure documentation, audit readiness, and quality across onboarding and reviews.
• Partner with engineering and product teams to support compliance tooling and processes.
• Monitor regulatory developments and adapt KYC/AML processes accordingly.
• Build cross-functional partnerships with QA, Monitoring & Testing, Audit, and exams.

Skills

AML/KYC experience

Team leadership

Cross-functional collaboration

AI-enabled tools in compliance

Communication

RegTech/FinTech domain

Google Workspace

Slack

Education

Bachelor's degree

CAMS/CFCS/CFE certifications

Tools

AI-assisted research tools

Job description

Circle is seeking a senior AML/KYC leader to oversee customer due diligence, onboarding and periodic reviews. You will manage a team of analysts, drive risk-based decisions, and collaborate with Product and Engineering to implement compliant, scalable workflows.

We value AI-enabled enhancements, strong governance, and the ability to navigate a rapidly evolving regulatory landscape in the digital asset space. A BS degree and crypto experience are required or preferred.