Junior Home Lending Loan Officer — Growth & Referrals

Columbia Banking System; Rocklin (CA); On-site; USD 32,000 - 36,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with employer match

Life insurance

Disability insurance

Tuition assistance

Mental health resources

Identity theft protection

Auto and home insurance

Pet insurance

Online discount marketplace

Paid vacation

Sick days

Volunteer days

Holidays

Job summary

Columbia Bank is seeking a Mortgage Originator to originate residential loans by leveraging relationships with real estate professionals and builders. The role emphasizes self-generated leads, community presence, and rigorous follow-up to meet monthly production goals.

Candidates should possess a business/finance background, strong analytical and negotiation skills, and the ability to manage loan files through all stages. Bilingual Spanish is a plus, and MLO registration is required.

Qualifications

• Bachelor's degree in business, finance, or equivalent, required.
• Less than 2 years of mortgage self-generated origination/sales and structuring experience, required.
• Spanish speaking preferred.
• Demonstrated knowledge of the home lending industry, including processing, underwriting, closing, and funding loan.
• Excellent analytical and problem-solving skills.

Responsibilities

• Originate residential mortgage loans through solicitation and relationships with real estate professionals, builders, and referral sources.
• Maintain and grow a network of referral sources to generate loan opportunities.
• Manage loan files through processing, underwriting, closing, funding, and post-closing to ensure timely and compliant disclosures.

Skills

Mortgage origination

Relationship building

Communication

Analytical skills

Time management

Education

Bachelor's degree in business/finance or equivalent

Tools

Word

Excel

Job description

Columbia Bank is seeking a Mortgage Originator to originate residential loans by leveraging relationships with real estate professionals and builders. The role emphasizes self-generated leads, community presence, and rigorous follow-up to meet monthly production goals.

Candidates should possess a business/finance background, strong analytical and negotiation skills, and the ability to manage loan files through all stages. Bilingual Spanish is a plus, and MLO registration is required.