Jr. Underwriter II

Integrity Marketing Group; Clearwater (FL); On-site; USD 36,000 - 60,000; Full time

Benefits offered by this job

Competitive pay

Benefits package

Job summary

Integrity Marketing Group is seeking an Underwriter Assistant to learn how to review applications for insurance coverage under carrier guidelines. You will collaborate with underwriting, assist agents, and help ensure accurate, complete submissions to carriers.

Responsibilities include handling inquiries, logging and balancing data, and performing non-medical interviews when needed. A strong emphasis on communication, detail, and regulatory understanding will be essential.

Qualifications

• High school diploma or GED required; 1 year experience in insurance, medical field, or customer service preferred.
• Medical insurance background is a plus.
• 2-4 years of related experience or 2+ years in advanced admin with independent judgement and attention to detail.
• Excellent communication and documentation skills.

Responsibilities

• Assist agents with comments or questions about applications and likelihood of acceptance.
• Log applications, calculate modal premium due, and balance CWA Input Form.
• Input CWA into the CWA database when applicable.
• Make outbound calls to verify information on the application.
• Handle inbound calls and relay information about outstanding requirements.
• Conduct non-medical telephone interviews when necessary.
• Order and follow up on requirements pre and post issue.
• Understand differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications.
• Provide training and/or mentoring as needed.

Skills

Phone handling

Active listening

Microsoft Office

Documentation

Communication

Time management

Multitasking

Teamwork

Education

High school diploma or GED

Tools

CWA database

Log/proposal program

Microsoft Office

Job description

JOB SUMMARY

Work directly with an Underwriter to learn how to review an application for insurance coverage against a carrier’s guidelines to determine eligibility.

Primary Responsibilities

• Assist agents with comments or questions about applications and the likelihood of acceptance by the company.
• Log applications using automated log/proposal program, calculate modal premium due, noting any shortage or overage, and prepare and balance CWA Input Form.
• Input CWA into the CWA database, when applicable.
• Make out going calls to agents or applicants to verify information that is left blank or unclear on the application.
• Take inbound calls from agents or applicants and effectively relay information to the caller about any outstanding requirements needed on the application.
• Complete non-medical telephone interviews with applicants when necessary.
• Order and follow up on requirements pre and post issue.
• Learn and understand the differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications.
• Provides training and/or mentoring.

Primary Skills & Requirements

• High school diploma or GED equivalent with 1 year of proven experience in insurance, medical field, or customer service
• Medical insurance background preferred
• 2-4 years of related experience, or minimum 2 years’ experience in an advanced administrative position using independent judgement and attention to detail
• Strong phone contact handling skills and active listening
• Familiarity with Microsoft Office products
• Ability to adapt and respond to different types of people and tasks
• Excellent communication and documentation skills
• Problem solving ability with high level of attention to detail
• Ability to exercise good judgment, maintain confidentiality, and uphold ethical standards
• Confident, self-motivated individual who thrives both independently and within a team environment
• Ability to multi-task, prioritize, and manage time effectively and efficiently
• Reliable transportation and the ability to be punctual and dependable
• Ability to work scheduled shifts, rotate schedules with other employees for proper department staffing needs and work overtime as needed
• May have agent license but no active appointments

About Integrity

Integrity is one of the nation’s leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike.

Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead.

Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge.

Why? Because we put our people first!

At Integrity, you can start a new career path at company you’ll love, and we’ll love you back. We’re proud of the work we do and the culture we’ve built, where we celebrate your hard work and support you daily.

Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career.

Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind.

Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are — in person, over the phone or online.

Integrity’s employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide.

For more information, visit Integrity.com.

Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law.

In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.

Please note that all official communications from Integrity will come from @integrity.com or Workday domains.

Founded in 2006, Integrity develops and distributes life and health insurance products and wealth products with carrier partners and markets these products through our vast distribution network. Our omnichannel platform helps provide life and health insurance and wealth management services to Americans to fit their unique needs. Wherever you are in life, the future can be a leap of faith.