Insurance Underwriter Agent

GoldenTrust Insurance; Town of Florida (NY); On-site; USD 22,041 - 23,419; Full time

Benefits offered by this job

401(k)

Flexible schedule

Opportunity for advancement

Supportive team culture

Professional development support

Paid Time Off

Job summary

A leading insurance agency in New York seeks a detail-oriented Insurance Underwriter Agent to evaluate risks, ensure compliance, and support sales. Candidates must hold a valid Florida insurance license and have at least one year of experience in underwriting or sales. This role offers competitive pay of $16–$17 per hour and flexible scheduling in a collaborative team environment.

Qualifications

• Must have a valid Florida insurance license.
• At least 1 year of experience in insurance underwriting or sales required.
• Strong analytical and decision-making skills required.

Responsibilities

• Review and evaluate insurance applications as per guidelines.
• Analyze reports to assess risk acceptability.
• Ensure compliance with underwriting decisions.

Skills

Analytical skills

Decision-making skills

Attention to detail

Effective communication

Bilingual (English/Spanish)

Education

Valid Florida 4-40 or 2-20 Insurance License

Minimum 1 year of experience in insurance underwriting

Tools

Carrier portals

Underwriting platforms

Job description

GoldenTrust Insurance is one of South Florida’s fastest-growing agencies, known for delivering trusted insurance solutions with professionalism, transparency, and care. We are expanding our team and seeking a detail-oriented and analytical Insurance Underwriter Agent to join our high-performing operation.

This role is ideal for licensed professionals who thrive on evaluating risk, making informed decisions, and supporting the agency's production goals by ensuring quality and compliance.

Responsibilities

• Review and evaluate new insurance applications in line with carrier guidelines
• Analyze inspection reports, and other documents to determine risk acceptability
• Ensure underwriting decisions comply with the Insurance Company's Guidelines
• Work closely with the sales team to clarify underwriting requirements and support timely policy issuance
• Monitor active policies for risk exposure and recommend appropriate action
• Maintain accurate and organized records of underwriting activities
• Stay current with industry trends, carrier changes, and market dynamics

Required Qualifications

• Valid Florida 4-40 or 2-20 Insurance License (Required)
• Minimum 1 year of experience in insurance underwriting or insurance sales
• Strong analytical and decision-making skills
• High attention to detail and accuracy in documentation
• Effective communication skills, both written and verbal
• Bilingual (English/Spanish) preferred
• Familiarity with various carrier portals and underwriting platforms

Benefits

• 401(k)
• Flexible schedule
• Opportunity for advancement
• Supportive, collaborative team culture
• Opportunities for professional growth and advancement
• Access to top-tier training and carrier resources
• Competitive compensation structure with potential performance incentives
• Base Pay: $16–$17 per hour (commensurate with experience)
• Paid Time Off and Flexible Scheduling
• 401(k) Retirement Plan
• Professional development and continuing education support