Underwriter

People's Trust Insurance; Deerfield Beach (FL); On-site; USD 55,000 - 85,000; Full time

Job summary

People's Trust Insurance is seeking an Onsite Underwriter in Deerfield Beach, FL to evaluate new and renewal business, ensuring eligibility per guidelines and maintaining a profitable book of business.

You will analyze inspections and supporting documents, interact with agents, and manage multiple underwriting tasks in a fast-paced environment.

Qualifications

• High school diploma or GED required; bachelor’s/associate preferred.
• Minimum of two years of Property & Casualty underwriting or related experience.
• Must hold a 4-40, 2-20, or 20-44 license; professional certifications are a plus.

Responsibilities

• Analyze and evaluate new and renewal business for eligibility and proper risk selection.
• Review applications, inspections, photos, and docs to support underwriting decisions.
• Communicate underwriting decisions and required documentation with agents and policyholders.
• Manage an assigned workload to meet service levels and production goals.
• Handle high-volume underwriting transactions with accuracy and quality.
• Exercise sound judgment when evaluating risk and determining actions.
• Perform other duties and special projects as assigned.

Skills

Communication skills

Attention to detail

Prioritization

Customer service

Independent work

Organizational skills

Education

High school diploma or GED

Bachelor’s or Associate’s degree preferred

Tools

Microsoft Office

Job description

Status: Non-Exempt Position Type: Full Time

Reports to: Underwriting Supervisor Date:

As an Underwriter, you will be responsible for evaluating new business applications, ensuring eligibility based on company guidelines, and reviewing renewal policies to maintain a profitable book of business. You will have the opportunity to work with agents, analyze inspection reports, assess risk, and determine the appropriate course of action.

Essential Duties and Responsibilities:

• Analyze and evaluate new and renewal business to determine eligibility and proper risk selection.
• Review applications, inspections, photographs, and supporting documentation to make underwriting decisions in accordance with company guidelines.
• Communicate directly with agents regarding underwriting decisions, inspections, policy changes, cancellations, and required documentation.
• Manage an assigned underwriting workload while meeting established service levels and production expectations.
• Handle a high volume of underwriting transactions while maintaining accuracy, quality, and service standards.
• Exercise sound judgment when evaluating risk and determining the appropriate underwriting action.
• Perform other duties and special projects as assigned.

Qualifications and Skills:

The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

• High school graduate or GED is required; a Bachelor's or Associate's Degree preferred.
• Minimum of two years of Property & Casualty underwriting, agency, or insurance operations experience, or an equivalent combination of education and experience.
• Must possess a 4-40 Customer Service Representative, 2-20 General Lines, or 20-44 Resident Personal Lines License. Professional certifications and designations are beneficial.
• Proficiency with Microsoft Office and the ability to learn and navigate multiple software platforms.
• Desire to contribute to a positive work environment.
• Ability to manage competing priorities in a fast-paced, production-driven environment.
• Strong communication skills both verbally and in writing. Ability to interact on a professional level with agents and policyholders.
• Exhibits critical thinking and analytical skills with high attention to detail.
• Demonstrated ability to work independently and manage workload effectively.
• Strong organizational skills with the ability to manage a high-volume workload while maintaining accuracy and attention to detail.
• Ability to interpret underwriting guidelines and consistently apply sound judgment.
• Maintains the integrity of the company and provides exceptional, best-in-class customer service.
• Availability to work extended/additional hours during storm season, if necessary

This is an onsite role in Deerfield Beach, so candidates must be local or open to relocating to sunny South Florida!