Insurance Application Analyst

Iaawg; Waco (TX); Hybrid; USD 55,000 - 85,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401(k) with company match

Paid Time Off

Employee Assistance Program

Performance bonus

Job summary

American Amicable Life Insurance Company of Texas is seeking an Insurance Application Analyst to audit and process new business applications, rendering underwriting decisions within guidelines up to $300k. The role involves researching applicant coverage, including MVR checks and other records, and preparing communications to agents.

Candidates will enter precise case notes in the operating system and ensure adherence to legal requirements and the company compliance program.

Qualifications

• Knowledge of MS Word, Outlook and Excel and the ability to learn internal operating systems quickly.
• Solid understanding of company products and plans.
• Knowledge of MIB codes and medications related to products/plans.

Responsibilities

• Review new business applications to ensure data accuracy and completeness.
• Render underwriting decisions within guidelines (authorized up to $300k).
• Conduct research to determine applicant coverage (MVR searches, records, vendor sites).
• Enter accurate, detailed notes in the system and prepare correspondence for agents.
• Ensure compliance with laws and the Compliance Program.

Skills

MS Word

Outlook

Excel

MIB codes

Underwriting knowledge

Job description

Job Title Insurance Application Analyst

Build the future with us Are you driven by the insurance industry and eager to contribute to the purpose of a company that aims to help its clients feel confident and secure about their future? As an Insurance Application Analyst, you will play a key role in audits submitted applications for accuracy and completeness. Reviews and will be authorized to render underwriting decisions within stated guidelines and also supports various ancillary tasks as required. This position is a great opportunity to showcase your skills and fully realize your potential within a caring and trustworthy company. Here, people and their development are at the heart of our priorities, fostering an environment that encourages collaboration and innovation.

What you’ll accomplish with us

• Serving as a Quality check point is responsible for reviewing all new business applications to ensure accurate data entry.
• Reviews ‘final expense’ and ‘simplified issue’ applications with the goal to render a decision on insurability: approvals, declinations, and plan changes within stated guidelines (authorized approval limit of $300k).
• Conducts research to determine applicant coverage. May include MVR searches, criminal record searches, various vendor websites, etc.
• Monitors and identifies concerns with agent business practices.
• Responsible for reviewing the life being underwritten and determining the necessary requirements to continue the review process.
• Preparation of the actual correspondence that goes out to the agent.
• Enters accurate and complete detailed notes on the operating system to ensure that anyone reviewing the case understands what action has been taken, why it has been taken and what is currently required on the file.
• Conduct Company business in accordance with all applicable laws, regulations, and contractual obligations.
• Behave ethically and with integrity and always follow the principles of the Compliance Program when making business decisions.
• Compliance with this program is a condition of employment for every American-Amicable employee.

What could accelerate your success in this role

• Is known for their solid understanding of all company products, plans and applications.
• Stands out for their solid working knowledge of MIB codes and medications pertinent to all products and plans.
• Demonstrates strong knowledge of MS Word, Outlook and Excel and the ability to learn internal operating systems quickly and effectively.
• Is recognized for their ability to work independently as well as work effectively in a team environment.

Why you’ll love working with us

A work environment where learning and development merge with a collective pursuit of excellence; A healthy, safe, fair, and inclusive environment where potential can be freely expressed and developed; The opportunity to work in a hybrid environment, supported by flexibility and access to inspiring and innovative workspaces; Competitive benefits: Flexible Health, Dental and Vision insurance, 401(k) + company match, PTO, employee and family assistance program, performance bonus, and much more!

• Medical, Dental, and Vision Insurance
• Company-Paid Term Life, AD&D Insurance, Long and Short-Term Disability Insurance
• Company-Paid Health Advocate Benefit
• Wellness Allowance
• Generous Paid Time Off Plan and Holidays
• 401(k) With Company Match
• Competitive Bonus Program
• Employee Assistance Program
• Employee Discount Program

Applicants must be authorized to work for any employer in the U.S. We are unable to support or take over sponsorship of employment visas at this time, including H-1B visas and participation in STEM OPT work authorizations.

Company American-Amicable Life Insurance Company of Texas Posting End Date 2026-09-30

About us

American Amicable is a part of iA Financial Group, one of the largest insurance and wealth management groups in North America. Our headquarters is in Waco, TX. Tracing its roots back to 1910, the American-Amicable Life Insurance Company of Texas is a progressive special markets insurer. The Company offers innovative life insurance and annuity products developed to target the individual needs of protection, wealth creation, and estate preservation. iA Financial Group is the fourth largest life and health insurance company in Canada and offers a wide range of products for all stages of life and to meet the needs of clients across its vast sales network. Founded in 1892, iA Financial Group’s stability and solidity make it an employer of choice that invests in its employees and their development over the long term. Our CEO Denis Ricard won #1 Insurance CEO in Canada from Glassdoor!

With over $200 billion in assets and half a billion invested in technological innovation, we’re a key player in the financial services industry in Canada and the United States. The secret to our success? Investing in you, one person at a time. Because, for over 125 years, we have believed that it’s by supporting our employees and surrounding ourselves with the most reputable leaders in the industry, we will continue to innovate.

Our Commitment to Diversity and Inclusion

At iA American, we support and celebrate diversity. We strive to provide a workplace that is recognized as inclusive for all, regardless of ethnic origin, nationality, language, religious beliefs, gender, sexual orientation, age, marital status, family situation, or physical or mental disability. Please note that if you need help or assistance to make the recruitment process more accessible for you, please contact us. Someone from our team will be happy to assist you.