Inside Underwriter

100 TIH Insurance Holdings, LLC; San Antonio (TX); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Medical, dental, vision, and life insurance

401(k) plan with company match

Generous paid time off programs

Job summary

100 TIH Insurance Holdings, LLC is seeking an Inside Underwriter to execute essential underwriting activities, focusing on risk evaluation and compliance with guidelines. This position entails managing new and renewal business while resolving coverage issues and supporting growth.

The ideal candidate will possess a Bachelor’s degree and relevant insurance experience, demonstrating strong underwriting principles, risk evaluation skills, and the ability to handle high-volume workflows efficiently.

Qualifications

• Strong understanding of underwriting principles and market placement strategies.
• Ability to independently analyze risks and determine terms and conditions.
• Knowledge of binding authority guidelines and effective negotiation skills.

Responsibilities

• Underwrite new and renewal business within defined authority levels.
• Manage end-to-end underwriting process including submissions and quoting.
• Negotiate coverage terms and resolve underwriting issues effectively.

Skills

Underwriting principles

Risk evaluation

Policy structure

Problem-solving

Communication skills

Education

Bachelor’s degree or relevant insurance designation

Job description

Inside Underwriter

Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st Shift (United States)

The Inside Underwriter executes underwriting activities in a structured environment by evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. This role supports new and renewal production by underwriting business, solving coverage issues, and ensuring compliance with internal and carrier standards. The core function of this role centers on efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.

Key Responsibilities

• Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines.
• Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels.
• Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy.
• Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents.
• Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines.
• Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment.

Education and Experience

• Bachelor’s degree or relevant insurance designation preferred.
• Experience within underwriting or brokering specialty or E&S insurance products.
• Experience expectations increase across the career path, with progression toward broader authority, complex risk evaluation, and independent decision-making.

Certifications, Licenses, Registrations

• Appropriate state-specific insurance license required.
• Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression.

Functional Skills

• Strong understanding of underwriting principles, risk evaluation, and policy structure.
• Ability to independently analyze insurance risks and determine appropriate terms and conditions.
• Knowledge of binding authority guidelines and market placement strategies.
• Strong problem-solving skills with ability to resolve complex coverage and underwriting issues.
• Effective communication and relationship management skills with carriers and agents.
• Ability to manage high-volume underwriting workflows with accuracy and efficiency.

Benefits

• Medical, dental, vision, life, disability, and AD&D insurance.
• Tax-advantaged savings accounts.
• 401(k) plan with company match.
• Generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more.
• Possibility of restricted stock units and/or a deferred compensation plan.

Equal Opportunity Employer

CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify.