Associate Underwriting Team Lead

300 KV Holdings; Memphis (TN); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

AD&D insurance

401(k) match

Paid time off

New parent leave

Restricted stock units

Job summary

CRC Group in Memphis, TN seeks an experienced Team Underwriter to evaluate, select, and manage underwriting risks while leading and coordinating underwriting teams.

You will underwrite new and renewal business, oversee workflow, monitor performance metrics, mentor junior underwriters, and collaborate with producers and internal teams to ensure compliant, timely decisions.

Qualifications

• Bachelor’s degree or relevant insurance designation preferred.
• Experience within underwriting, including multi-line or specialty insurance products.
• Demonstrated ability to manage complex accounts and contribute to underwriting performance outcomes.
• Experience providing guidance or mentorship within a team environment preferred.

Responsibilities

• Underwrite new and renewal business, including evaluating risk, determining terms and conditions, and making decisions within delegated authority.
• Manage underwriting workflow through the full lifecycle, including submissions, binding, policy servicing, and documentation in accordance with company and regulatory standards.
• Monitor production metrics, including retention, spread of risk, and underwriting performance, to support portfolio quality and predictability.
• Review and resolve underwriting issues, including inspection findings, servicing requests, and coverage adjustments, to maintain risk accuracy.
• Collaborate with producers, agents, and internal teams to ensure timely communication and effective execution of underwriting decisions.
• Provide leadership and coordination across underwriting teams, ensuring alignment, communication, and adherence to policies and procedures.
• Mentor and support the development of less experienced underwriters through technical guidance and knowledge sharing.

Skills

Underwriting analysis

Risk assessment

Regulatory knowledge

Leadership

Communication

Education

Bachelor's degree

Insurance designation

CPCU/CIC

Job description

Job Overview

The Team Underwriter evaluates, selects, and manages underwriting risks while contributing to team performance and portfolio outcomes within established guidelines and authority limits. This role underwrites new and renewal business, provides technical expertise, and supports the coordination and development of underwriting teams. The core function of this role centers on balancing individual underwriting responsibility with team leadership, ensuring consistent execution, compliance, and alignment with organizational underwriting standards.

Job Requirements

• Regular or Temporary: Regular.
• Language Fluency: English (Required).
• Work Shift: 1st Shift (United States of America).

Key Responsibilities

• Underwrite new and renewal business, including evaluating risk, determining terms and conditions, and making decisions within delegated authority.
• Manage underwriting workflow through the full lifecycle, including submissions, binding, policy servicing, and documentation in accordance with company and regulatory standards.
• Monitor production metrics, including retention, spread of risk, and underwriting performance, to support portfolio quality and predictability.
• Review and resolve underwriting issues, including inspection findings, servicing requests, and coverage adjustments, to maintain risk accuracy.
• Collaborate with producers, agents, and internal teams to ensure timely communication and effective execution of underwriting decisions.
• Provide leadership and coordination across underwriting teams, ensuring alignment, communication, and adherence to policies and procedures.
• Mentor and support the development of less experienced underwriters through technical guidance and knowledge sharing.

Education and Experience

• Bachelor’s degree or relevant insurance designation preferred.
• Experience within underwriting, including multi-line or specialty insurance products.
• Demonstrated ability to manage complex accounts and contribute to underwriting performance outcomes.
• Experience providing guidance or mentorship within a team environment preferred.

Certifications, Licenses, Registrations

• Appropriate state‑specific insurance license required.
• Professional designations such as CPCU, CIC, or equivalent may be preferred.

Functional Skills

• Strong underwriting analysis and risk assessment capabilities.
• Knowledge of underwriting guidelines, rating methodologies, and regulatory requirements.
• Ability to interpret policies, contracts, and coverage structures.
• Strong communication and relationship management skills with producers and internal teams.
• Analytical thinking and problem‑solving skills in complex underwriting scenarios.
• Leadership capability to guide and support team members and promote consistent execution.

Benefits

Eligible full‑time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax‑advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

Equal Employment Opportunity Statement

CRC Group is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E‑Verify