Indirect Auto Credit Analyst (Remote)

TEKsystems; United States; Remote; USD 36,000 - 44,000; Full time

Benefits offered by this job

Remote work

Contract-to-hire

Medical benefits

Job summary

TEKsystems is seeking a remote Indirect Auto Credit Analyst to support Origence’s indirect auto lending platform. You will underwrite dealership-sourced loan applications for credit unions, making independent decisions within guideline frameworks.

Requires 3+ years in indirect auto underwriting, LO system experience (MeridianLink, CUDL, ArcOS, etc.), and strong communication. This is a remote, contract-to-hire role with long-term growth potential.

Qualifications

• Minimum 3 years indirect auto underwriting experience
• Experience independently approving, declining, or stipulating auto loan applications
• Experience evaluating credit reports, DTI, PTI, LTV
• Income verification documentation
• Experience using at least one LO system: MeridianLink, Keystone Correlation, CUDL, ArcOS, Ideal, or L360
• Ability to thrive in a fast-paced, high-volume environment
• Strong verbal and written communication skills
• Ability to work independently in a remote setting

Responsibilities

• Reviewing indirect auto loan applications and supporting documentation
• Analyzing credit bureau reports and borrower credit history
• Evaluating DTI, PTI, LTV, and income documentation
• Making loan approval, decline, or stipulation decisions within lending guidelines
• Documenting underwriting decisions and rationale within loan systems
• Communicating directly with dealerships and credit union partners
• Following up to obtain missing documentation and loan conditions
• Managing a high-volume queue while meeting production targets
• Supporting funding and loan completion activities

Skills

Indirect auto underwriting

Independent approval/decline

Credit reports evaluation

DTI

PTI

LTV

Income verification

Remote work

Communication skills

Tools

MeridianLink

Keystone Correlation

CUDL

ArcOS

Ideal

L360

Job description

Indirect Auto Credit Analyst (Remote)

Contract-to-Hire Opportunity | Remote in CO, WY, IL, TX, AZ, FL, WA, GA, VA, or HI

Pay Range: $26-$32/hr

Candidates who meet all required qualifications, including indirect auto underwriting experience and direct experience with required loan origination systems, may be eligible for consideration toward the higher end of the pay range.

Join One of the Fastest-Growing Organizations in Indirect Lending

TEKsystems is partnering with Origence, a national leader in credit union lending technology and indirect auto finance, to hire experienced Indirect Auto Credit Analysts.

This is a fully remote, contract-to-hire opportunity supporting a rapidly growing lending operation. The ideal candidate has recent experience underwriting indirect auto loans, making independent credit decisions, and working with dealership and credit union partners.

Origence offers a collaborative culture, strong training, career growth opportunities, and a proven track record of converting high-performing contractors into permanent employees.

Why Consider This Opportunity?

• 100% remote work environment

• Contract-to-hire with strong long-term potential

• Work for a leader in the credit union lending space

• Equipment provided (laptop, dual monitors, headset, keyboard, mouse)

• Performance-based career advancement opportunities

• Supportive leadership and team environment

• Opportunity to make independent underwriting decisions and directly impact lending outcomes

What You'll Be Doing

As an Indirect Auto Credit Analyst, you'll review and underwrite vehicle loan applications submitted through dealership networks on behalf of credit union partners.

Responsibilities include:

• Reviewing indirect auto loan applications and supporting documentation

• Analyzing credit bureau reports and borrower credit history

• Evaluating:

• Debt-to-Income (DTI)

• Payment-to-Income (PTI)

• Loan-to-Value (LTV)

• Income documentation

• Overall borrower risk

• Making loan approval, decline, and stipulation decisions within lending guidelines

• Documenting underwriting decisions and rationale within loan systems

• Communicating directly with dealerships and credit union partners

• Following up to obtain missing documentation and loan conditions

• Managing a high-volume queue while meeting production and turnaround goals

• Supporting funding and loan completion activities

Required Qualifications

Must Have

• Minimum 3 years of indirect auto underwriting experience

• Experience independently approving, declining, or stipulating auto loan applications

• Strong experience evaluating:

• Credit reports

• DTI

• PTI

• LTV

• Income verification documentation

• Experience using at least one of the following loan origination systems:

• MeridianLink

• Keystone Correlation

• CUDL

• ArcOS

• Ideal

• L360

• Ability to thrive in a fast-paced, high-volume environment

• Strong verbal and written communication skills

• Ability to work independently in a remote setting

• Comfortable receiving and implementing feedback

Preferred Qualifications

• Credit union lending experience

• Experience working directly with dealerships

• Experience using multiple loan origination systems

• Previous remote underwriting experience

• Experience mentoring junior underwriters or analysts

Work Schedule (Important) - Non-negotiable

This position requires flexibility and weekend availability.

Training Schedule

First 2 Weeks:

• Monday-Friday

• 9:00 AM-6:00 PM Mountain Time

Regular Schedule After Training

• Thursday-Monday

• Tuesday & Wednesday off

• 12:00 PM-9:00 PM Mountain Time

• Sundays are required

Each quarter, employees may have the opportunity to bid for alternative schedules based on production and performance metrics.

Candidates must be comfortable working evenings and weekends as part of their regular schedule.

Work Environment

This is a fully remote position.

Candidates must reside in one of the following states:

• Colorado

• Wyoming

• Illinois

• Texas

• Arizona

• Florida

• Washington

• Georgia

• Virginia

• Hawaii

Applicants must have:

• Reliable high-speed internet

• A private, distraction-free workspace

• Ability to work independently from home

Contract-to-Hire Information

This role begins as a contract position with the intention of converting high-performing individuals into permanent employees.

Origence has a strong history of hiring successful contractors into full-time positions and promoting them into advanced analyst and leadership roles.

If you're an experienced indirect auto underwriter looking for a remote opportunity with long-term growth potential, we'd love to connect.

We reserve the right to pay above or below the posted wage based on factors unrelated to sex, race, or any other protected classification.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. This temporary role may be eligible for the following:

• Medical, dental & vision

• 401(k)/Roth

• Insurance (Basic/Supplemental Life & AD&D)

• Short and long-term disability

• Health & Dependent Care Spending Accounts (HSA & DCFSA)

• Transportation benefits

• Employee Assistance Program

• Time Off/Leave (PTO, Vacation or Sick Leave)

Job Type & Location

This is a Contract to Hire position based out of Cheyenne, WY.

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Application Deadline

This position is anticipated to close on Oct 12, 2026.

Job Type & Location

This is a Contract to Hire position based out of Jacksonville, FL.

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Application Deadline

This position is anticipated to close on Oct 8, 2026.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

Were a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. Were a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. Were strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. Were building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.