Hybrid Underwriting & Credit Analysis Specialist

U.S. Bank; Minneapolis (MN); Hybrid; USD 31.000 - 41.000; Vollzeit

Benefits dieser Stelle

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation (2–5 weeks depending on)

Up to 11 paid holidays

Adoption assistance

Sick and Safe Leave accruals

Zusammenfassung

U.S. Bank is seeking a detail-oriented professional to support Corporate and Commercial Banking Lenders and Wealth Management Relationship Managers. You will prepare financial analyses, spreads and covenant tests, ensuring compliance with bank policies.

The role involves reviewing financial statements and tax returns to support large credit transactions while maintaining meticulous records. The position offers a hybrid/flexible schedule with in-office collaboration several days per week and the

Qualifikationen

• Typically a Bachelor's degree, or equivalent work experience
• Accounting and finance knowledge normally acquired through the completion of a bachelor’s degree in business, finance or accounting
• Some understanding of basic credit analysis, administration, and policy and procedures
• Good analytical and problem-solving skills and attention to detail
• Ability to identify and resolve exceptions and to interpret data
• Effective verbal, written, and interpersonal communication skills
• Ability to read and comprehend credit write-ups and loan documentation

Aufgaben

• Supports Corporate and Commercial Banking Lenders, and Wealth Management Relationship Managers with financial analysis and loan monitoring.
• Completes accurate and consistent financial statements spreads, quarterly trend analyses, and covenant tests in accordance with bank spreading standards and credit policies.
• Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer’s financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers.
• Responsible for reviewing financial statements, tax returns, personal financial statements and company compliance certificates to support lending activities associated with large credit transactions.

Kenntnisse

Accounting & finance knowledge

Credit analysis

Analytical thinking

Attention to detail

Verbal & written communication

Interpersonal communication

Ausbildung

Bachelor's degree in business, finance or accounting

Jobbeschreibung

U.S. Bank is seeking a detail-oriented professional to support Corporate and Commercial Banking Lenders and Wealth Management Relationship Managers. You will prepare financial analyses, spreads and covenant tests, ensuring compliance with bank policies.

The role involves reviewing financial statements and tax returns to support large credit transactions while maintaining meticulous records. The position offers a hybrid/flexible schedule with in-office collaboration several days per week and the