Hybrid Credit Analysis & Underwriting Support

U.S. Bank; Town of Brookfield (WI); Hybrid; USD 32,000 - 41,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Basic term life insurance

Short-term and long-term disability

Pregnancy disability and parental leav

401(k) and employer-funded retirement

Paid vacation

Paid holidays

Adoption assistance

Sick and Safe Leave

Job summary

U.S. Bank in Wisconsin offers a hybrid work environment where Corporate and Commercial Banking Lenders and Wealth Management teams rely on you to perform financial analysis and monitor loans.

You will prepare and review financial statements spreads, trend analyses, and covenant tests to support timely credit decisions. You will review tax returns and financial statements to ensure compliance, contributing to large credit transactions while developing insights through data interpretation and

Qualifications

• Typically a Bachelor's degree, or equivalent work experience.
• Accounting and finance knowledge normally acquired through the completion of a bachelor’s degree in business, finance or accounting
• Some understanding of basic credit analysis, administration, and policy and procedures
• Good analytical and problem-solving skills and attention to detail
• Ability to identify and resolve exceptions and to interpret data
• Effective verbal, written, and interpersonal communication skills
• Ability to read and comprehend credit write-ups and loan documentation

Responsibilities

• Supports Corporate and Commercial Banking Lenders, and Wealth Management Relationship Managers with financial analysis and loan monitoring.
• Completes accurate and consistent financial statements spreads, quarterly trend analyses, and covenant tests in accordance with bank spreading standards and credit policies.
• Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer’s financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers.
• Responsible for reviewing financial statements, tax returns, personal financial statements and company compliance certificates to support lending activities associated with large credit transactions.

Skills

Analytical skills

Credit analysis basics

Problem-solving

Interpersonal communication

Education

Bachelor's degree in business/finance/accounting

Job description

U.S. Bank in Wisconsin offers a hybrid work environment where Corporate and Commercial Banking Lenders and Wealth Management teams rely on you to perform financial analysis and monitor loans.

You will prepare and review financial statements spreads, trend analyses, and covenant tests to support timely credit decisions. You will review tax returns and financial statements to ensure compliance, contributing to large credit transactions while developing insights through data interpretation and