Hybrid Underwriter & Portfolio Manager III

First Citizens Bank; Chicago (IL); Hybrid; USD 100,000 - 125,000; Full time

Job summary

First Citizens Bank is seeking an Associate Underwriter Portfolio Manager III - Sponsor in a hybrid role, with a blend of office and off-site work. You will underwrite Sponsor accounts, manage portfolios, and perform financial analysis to support loan structuring while monitoring risk across large credit relationships.

The role requires a Bachelor's degree with related experience or a high school diploma with substantial credit analysis/risk experience, plus industry knowledge in banking and

Qualifications

• Bachelor's Degree and 1 year of experience, or High School Diploma and 5 years in credit analysis, underwriting or risk management.
• Preferred Education: Bachelor's Degree.
• Preferred Area of Study: Business, Economics, Finance.
• Preferred Area of Experience: Banking, Finance.

Responsibilities

• Underwriting – Underwrites Sponsor accounts according to regulations and guidelines, analyzes financial statements and determines credit grades and loan structuring.
• Portfolio Management – Monitors portfolio documentation, credit grading accuracy, renewals, and servicing requirements.
• Analysis – Gathers and interprets financial data to support loan structuring and approvals; reviews industry info, risks, and collateral.
• Risk Management – Identifies risks via reviews and research; coordinates review and renewal schedules for existing credits and ongoing risk management.

Skills

Credit analysis

Underwriting

Portfolio management

Risk management

Regulatory compliance

Education

Bachelor's Degree

High School Diploma or GED/Equivalent

Job description

First Citizens Bank is seeking an Associate Underwriter Portfolio Manager III - Sponsor in a hybrid role, with a blend of office and off-site work. You will underwrite Sponsor accounts, manage portfolios, and perform financial analysis to support loan structuring while monitoring risk across large credit relationships.

The role requires a Bachelor's degree with related experience or a high school diploma with substantial credit analysis/risk experience, plus industry knowledge in banking and