Special Assets Credit Analyst I

First Citizens Bank; Santa Clara (CA); Hybrid; USD 66,000 - 98,000; Full time

Job summary

First Citizens Bank is seeking a hybrid Credit Analyst to support underwriting and portfolio management of a diverse loan portfolio. The role requires attention to detail, ability to work in a dynamic environment, and collaboration with operations and clients to obtain financial information.

Ideal candidates will have a bachelor’s degree or equivalent with experience in credit training or financial analysis, plus strong analytical skills and knowledge of lending products and restructuring

Qualifications

• Bachelor's degree or equivalent with 3 years’ experience in credit training or financial analysis.
• Ability to review and analyze credit and financial information.
• Knowledge of lending products and restructuring.

Responsibilities

• Underwriting and process management for a portfolio of loans across tech/life sciences sectors.
• Maintain credit files, monitor past dues, and prepare underwriting packages.
• Navigate bank systems and apply credit policies and risk ratings.
• Assist in negotiating work-out strategies and interacting with clients.

Skills

Ability to review and analyze credit &

Knowledge of financial principles and

Education

Bachelor's Degree OR High School Diploma or GED/Equivalent and 3 years' experience in Credit Training or Financial Analysis

Job description

First Citizens Bank is seeking a hybrid Credit Analyst to support underwriting and portfolio management of a diverse loan portfolio. The role requires attention to detail, ability to work in a dynamic environment, and collaboration with operations and clients to obtain financial information.

Ideal candidates will have a bachelor’s degree or equivalent with experience in credit training or financial analysis, plus strong analytical skills and knowledge of lending products and restructuring