Hybrid Senior Credit Risk & Governance Analyst

BBVA; Houston (TX); Hybrid; USD 100,000 - 120,000; Full time

Job summary

BBVA USA in Houston seeks a Credit Risk Oversight Senior Associate to analyze proposals for the Credit Risk Committee and support governance and reporting for risk management. The role blends financial analysis, risk monitoring, and process automation using Google Apps Script.

You will help design automated risk dashboards, monitor data quality, and contribute to monthly and quarterly reporting for local management and group stakeholders.

Qualifications

• Bachelor’s degree in Economics, Finance, Business Administration, Accounting, or a related quantitative field.
• Minimum of 5 years of relevant professional experience in credit underwriting, credit approval processes, counterparty risk, or financial risk monitoring.
• Advanced experience with Google Workspace and Google Apps Script; dashboards, automated reporting, and risk monitoring tools are highly valued.

Responsibilities

• Review Credit Proposals submitted to the Credit Risk Committee and transactions approved under local authorities.
• Analyze Corporate, FI, and Project Finance exposures for alignment with BBVA risk appetite and policies.
• Participate in the Technical Secretariat of the Credit Risk Committee; coordinate agenda, review materials, prepare minutes.

Skills

Credit risk analysis

Data analytics

Governance

Education

Bachelor's degree in Economics, Finance, Business Administration, Accounting, or related field

Tools

Google Apps Script

Google Workspace

SQL

Python

APIs

BI tools

Job description

BBVA USA in Houston seeks a Credit Risk Oversight Senior Associate to analyze proposals for the Credit Risk Committee and support governance and reporting for risk management. The role blends financial analysis, risk monitoring, and process automation using Google Apps Script.

You will help design automated risk dashboards, monitor data quality, and contribute to monthly and quarterly reporting for local management and group stakeholders.