Hybrid/Remote Binding Authority Renewal Underwriter

RT Specialty; Atlanta (GA); Hybrid; USD 64,000 - 80,000; Full time

Job summary

RT Specialty, a division of Ryan Specialty, seeks a Binding Authority Renewal Underwriter to manage a profitable renewal portfolio within Commercial Binding Authority. You will build strong agency relationships, analyze risk, and ensure underwriting discipline in a fast-paced, collaborative environment.

The role emphasizes renewal strategies, profitability, and client service across the Southeast, with a hybrid Atlanta option or remote opportunities for qualified candidates in the

Qualifications

• Bachelor's degree preferred; equivalent combination of education and relevant industry experience will be considered.
• 1+ years of experience in commercial insurance, including experience within: Binding Authority; Commercial Underwriting; Wholesale Brokerage; Retail Agency Operations; Insurance Carrier Underwriting; MGA/MGU environments; Account Management; Commercial Lines Insurance
• Knowledge of commercial insurance principles, underwriting concepts, and risk evaluation practices.
• Strong analytical, organizational, and decision-making skills.
• Excellent verbal and written communication skills.
• High level of comfort communicating by phone and participating in virtual or in-person meetings with agents, brokers, and business partners.
• Ability to effectively manage multiple priorities in a fast-paced environment.
• Proficiency with Microsoft Office, including Outlook, Excel, and Word.
• Property & Casualty License or willingness to obtain within 45 days of hire.

Responsibilities

• Underwrite and manage a portfolio of Commercial Binding Authority renewal business with a focus on profitability, retention, and long-term growth.
• Analyze submissions, loss history, exposures, account performance, and underwriting data to evaluate risk acceptability.
• Review coverage needs, pricing adequacy, and underwriting characteristics in accordance with carrier and binding authority guidelines.
• Research and apply appropriate rates, coverages, forms, and underwriting requirements.
• Evaluate complex risks and make underwriting decisions within assigned authority levels.
• Monitor portfolio performance and identify trends impacting profitability, retention, and underwriting results.
• Develop and execute renewal strategies that support account retention while maintaining underwriting discipline.
• Develop and maintain strong relationships with retail agents, brokers, carrier partners, and key production sources throughout the Southeast region.
• Serve as a trusted underwriting resource by providing responsive service, coverage guidance, and underwriting expertise.
• Communicate underwriting decisions, pricing rationale, renewal strategies, and coverage recommendations effectively.
• Participate in agency meetings and relationship-building activities to strengthen partnerships and support business growth.
• Deliver an exceptional customer experience while maintaining sound underwriting practices.
• Coordinate the quoting, binding, issuance, endorsement, and renewal processes.
• Maintain accurate underwriting documentation in accordance with company, carrier, and regulatory guidelines.
• Process cancellations, non-renewals, reinstatements, and other policy transactions as required.
• Ensure underwriting files are complete, organized, and compliant with internal standards.
• Collaborate with underwriting, operations, brokerage, and carrier teams to ensure efficient account handling and service delivery.
• Analyze portfolio quality, retention, and profitability trends.
• Prepare reports and provide underwriting insights to support business decisions and portfolio management strategies.
• Assist with special underwriting projects, process improvements, and business initiatives.
• Maintain awareness of market conditions, carrier appetites, underwriting trends, and competitive developments within the Commercial Binding Authority marketplace.

Skills

Binding Authority

Commercial Underwriting

Agency Relationships

Communication Skills

Analytical Skills

Multi-tasking

MGA/MGU Knowledge

Education

Bachelor's degree or equivalent

Tools

Microsoft Office (Outlook, Excel, Word)

Job description

RT Specialty, a division of Ryan Specialty, seeks a Binding Authority Renewal Underwriter to manage a profitable renewal portfolio within Commercial Binding Authority. You will build strong agency relationships, analyze risk, and ensure underwriting discipline in a fast-paced, collaborative environment.

The role emphasizes renewal strategies, profitability, and client service across the Southeast, with a hybrid Atlanta option or remote opportunities for qualified candidates in the