Binding Authority Underwriter: Growth & Broker Relations

Ryan Specialty; United States; Remote; USD 79,000 - 80,000; Full time

Benefits offered by this job

Bonuses

Benefits

Job summary

Ryan Specialty is seeking an experienced Binding Authority Underwriter in the United States to join our underwriting team focused on profitable growth through disciplined risk evaluation and broker collaboration.

This role involves managing new business, renewals, and endorsements, negotiating terms, and partnering with brokers to drive sustainable, market-facing growth within delegated authority.

Qualifications

• Bachelor’s degree in Business, Risk Management, Insurance, or related discipline; equivalent professional experience may be considered.
• Minimum of 5 years of Binding Authority underwriting experience.
• Experience underwriting new business, renewals, and endorsements.
• Strong understanding of commercial insurance products, policy forms, coverage analysis, and underwriting principles.
• Demonstrated ability to evaluate risk exposures and make sound underwriting decisions.
• Experience managing broker relationships and negotiating coverage terms and pricing.
• Strong analytical, communication, and organizational skills.
• Ability to manage multiple priorities in a fast-paced underwriting environment.
• State P&C and/or surplus lines licensing requirements as applicable.

Responsibilities

• Underwrite and price new business, renewals, and endorsements within delegated binding authority.
• Evaluate submissions and exposures to determine appropriate pricing, coverage terms, and underwriting strategy.
• Select and verify classification codes, rating exposures, and premium calculations.
• Apply underwriting judgment to determine credits, debits, and pricing adjustments that support profitable business outcomes.
• Determine appropriate coverage forms, endorsements, and policy structure based on risk characteristics.
• Clearly communicate quote terms, conditions, and underwriting requirements to brokers.
• Maintain thorough and accurate underwriting documentation and decision rationale within company systems.
• Coordinate timely policy issuance and endorsement processing.
• Order and review inspection reports to validate exposures and assess risk quality.
• Manage broker, customer, and agency relationships to support retention and new business growth.
• Monitor production pipelines and identify opportunities to expand the portfolio.
• Participate in stewardship meetings, broker visits, marketing initiatives, and industry events.
• Collaborate with underwriting colleagues and cross-functional teams to develop comprehensive solutions for complex risks.
• Ensure underwriting decisions align with company guidelines, authority levels, regulatory requirements, and portfolio objectives.

Skills

Underwriting

Broker relationships

Risk assessment

Communication

Portfolio management

Education

Bachelor’s degree in Business, Risk Management, Insurance, or related

Job description

Ryan Specialty is seeking an experienced Binding Authority Underwriter in the United States to join our underwriting team focused on profitable growth through disciplined risk evaluation and broker collaboration.

This role involves managing new business, renewals, and endorsements, negotiating terms, and partnering with brokers to drive sustainable, market-facing growth within delegated authority.