Hybrid Lock Desk Analyst: Mortgage Pricing & Analytics

Elevations Credit Union; Broomfield (CO); Hybrid; USD 31,000 - 43,000; Full time

Benefits offered by this job

4 weeks PTO

Health, dental, vision coverage

401(k) match

Parental leave

Employee Assistance Program

Tuition reimbursement

LinkedIn Learning access

Hybrid work option

Job summary

Elevations Credit Union is seeking a Lock Desk Analyst to serve as the primary pricing and lock desk resource for Mortgage Sales. You will manage pricing, lock status, and investor requirements while supporting profitability and risk management across the mortgage portfolio.

The role requires evaluating product eligibility, generating daily rate sheets, and assisting with process improvements. Office-based with hybrid flexibility and a focus on accuracy and collaboration.

Qualifications

• Bachelor’s degree or equivalent related work experience.
• 2+ years of mortgage/finance experience.
• Strong excel capabilities including the ability to analyze large sets of data.
• Effective written and verbal communication skills.
• Exceptional attention to detail and accuracy.

Responsibilities

• Acts as the primary lock desk contact for mortgage sales, helping resolve lock, pricing, policy, and process‑related questions.
• Assists Mortgage Sales and Operations in evaluating product eligibility, investor requirements, and pricing scenarios.
• Creates, reviews, and distributes daily rate sheets for first mortgage products.
• Monitors the mortgage pipeline for pricing accuracy, lock status, expiration risk, and investor eligibility, coordinating with Mortgage Sales and Operations to resolve discrepancies.
• Review and process lock extensions, relocks, and pricing exceptions in accordance with established policies and investor guidelines.
• Support loan delivery through process improvement and act as a backup for Loan Delivery function as needed.
• Prepare recurring and ad hoc reports related to mortgage production, lock activity, pipeline performance, profitability, and pricing trends for management and the Pricing Committee.

Skills

Bachelor’s degree

Mortgage/finance experience

Excel

Communication

Attention to detail

Education

Bachelor’s degree or equivalent

Tools

Mortgage pricing engines

Hedging software

Loan origination systems

Job description

Elevations Credit Union is seeking a Lock Desk Analyst to serve as the primary pricing and lock desk resource for Mortgage Sales. You will manage pricing, lock status, and investor requirements while supporting profitability and risk management across the mortgage portfolio.

The role requires evaluating product eligibility, generating daily rate sheets, and assisting with process improvements. Office-based with hybrid flexibility and a focus on accuracy and collaboration.