Hybrid Health Underwriter II — Impactful Risk Roles

Independence Blue Cross; Philadelphia (Philadelphia County); Hybrid; USD 85.000 - 110.000; Vollzeit

Benefits dieser Stelle

Hybrid work model

Zusammenfassung

Independence Blue Cross seeks an Underwriter II to evaluate risk, prepare rating analyses, and apply underwriting guidelines for medical, pharmacy, and ancillary lines. You will collaborate with Sales and brokers to deliver competitive, compliant solutions.

Ideal candidates have a bachelor's degree (MBA preferred) and at least 2–3 years in underwriting, including group insurance. This hybrid role requires in-office and remote days within the Tri-State Area.

Qualifikationen

• Knowledge of medical insurance concepts, medical underwriting principles, rating methodologies, and risk evaluation techniques.
• Strong analytical, mathematical, and problem-solving skills.
• Ability to identify, research, and resolve discrepancies effectively.
• Ability to work independently and manage multiple priorities in a fast-paced environment.
• Demonstrated proficiency in competencies defined within the Underwriting Competency Model.
• Strong attention to detail and accuracy.
• Excellent written and verbal communication skills.
• Strong interpersonal and collaboration skills.
• Proficiency with Microsoft Office applications, including Excel, Word, and Access.
• Experience using underwriting systems and related support tools.

Aufgaben

• Prepare and review rating analyses and underwriting recommendations.
• Evaluate customer risk using appropriate underwriting methodologies and risk assessment techniques.
• Analyze supporting documentation and data to make sound underwriting decisions within established authority limits.
• Partner with Sales and internal stakeholders to ensure compliance with underwriting guidelines and risk requirements.
• Participate in customer and broker discussions to support relationship management and develop consultative skills.
• Maintain knowledge of Health Care Reform, marketplace dynamics, industry trends, and competitive landscape.
• Underwrite medical, pharmacy, and ancillary products as assigned.
• Support departmental objectives through effective collaboration and knowledge sharing.

Kenntnisse

Medical insurance concepts

Underwriting principles

Rating methodologies

Risk evaluation techniques

Analytical skills

Mathematical skills

Problem-solving

Discrepancy resolution

Independent work

Multitasking

MS Office

Excel

Word

Access

Underwriting systems

Ausbildung

Bachelor's degree or equivalent combination of education and experience

MBA

Tools

Underwriting systems

Microsoft Excel

Microsoft Word

Microsoft Access

Jobbeschreibung

Independence Blue Cross seeks an Underwriter II to evaluate risk, prepare rating analyses, and apply underwriting guidelines for medical, pharmacy, and ancillary lines. You will collaborate with Sales and brokers to deliver competitive, compliant solutions.

Ideal candidates have a bachelor's degree (MBA preferred) and at least 2–3 years in underwriting, including group insurance. This hybrid role requires in-office and remote days within the Tri-State Area.