Hybrid Automotive Dealer Credit Analyst

Daimler Truck North America LLC.

Charlotte (NC)

Hybrid

USD 60,000 - 85,000

Full time

3 days ago

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Benefits offered by this job

Annual bonus program

401k with company match

4 weeks paid vacation

15 holidays

8 weeks paid parental leave

Employee assistance program

Comprehensive healthcare plans

Job summary

Daimler Truck North America is seeking a Dealer Credit Analyst to analyze dealership and truck equipment manufacturer financials, support new and existing lines of credit, and monitor ongoing credit performance. The role collaborates with Dealer Principals/Owners, CFOs, and regional teams to ensure sound credit decisions and compliance.

The position emphasizes financial statement review, cash flow analysis, and risk assessment within a hybrid work model in Charlotte, NC.

Qualifications

BS/BA degree required or 2–4 years of relevant experience.
Experience in credit analysis and automotive commercial underwriting.
Experience with financial statement review and cash flow analysis.
Experience in wholesale financing or dealer finance.
Ability to assess risk and portfolio performance.
Strong business acumen to understand dealership operations.

Responsibilities

Prepare, analyze and submit new credit requests and file reviews to the Dealer Credit Manager.
Perform monthly reviews of dealership financial statements and make sound recommendations.
Make recommendations regarding subordination, guarantees, UCCs and other protective agreements.
Prepare and maintain dealer document files in accordance with procedure.
Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and management on credit files and statements.
Review wholesale inventory and book audits and address issues and exceptions.
Communicate with dealer personnel through all stages of the credit request and maintenance process.