Commercial Credit & Workout Solutions Analyst

Daimler Truck AG; Charlotte (NC); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Annual bonus program

401k company match up to 6%

Non-elective company contribution 3–7%

4 weeks paid vacation

15 calendar holidays

8 weeks parental leave

Healthcare plans and wellness programs

Onsite fitness (at some locations)

Tuition assistance

Volunteer paid time off

Disability plans

Job summary

Daimler Truck Financial Services is seeking an Inside Commercial Credit and Restructuring Analyst to manage distressed commercial fleet accounts and negotiate restructures. This role blends operations, collections, and credit to protect collateral and optimize workouts.

You’ll support US and Canadian fleets and report to senior committees in a hybrid Charlotte, NC setting. You will analyze financial statements, develop workout plans, and collaborate with internal teams and outside counsel to

Qualifications

• BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree.
• 2+ years of overall work experience in commercial finance.
• Strong credit and collections knowledge.
• Proficiency in Microsoft Office and mainframe systems.
• Strong analytical skills and ability to interpret financial data.

Responsibilities

• Manage a portfolio of distressed commercial fleet accounts with balances ranging from $1M to $400M+.
• Ensure timely collections and negotiate customized workout solutions including payment plans, collateral returns, and asset liquidation.
• Conduct operational and financial analysis of fleet customers, including review of financial statements and economic trends.
• Prepare detailed restructure proposals and present recommendations to senior management and credit committees.
• Monitor Special Assets accounts, maintain SAC database, and ensure compliance with internal guidelines and credit rules.
• Support compliance efforts by adhering to local and global credit regulations.
• Assist in training and coaching fleet collectors to enhance team performance and reduce company risk.
• Contribute to departmental projects, process improvements, and uphold DTFS values.

Skills

Credit & Collections

Analytical skills

Financial data interpretation

Education

BS/BA in Finance or related field

Tools

Microsoft Office

Mainframe systems

Job description

Daimler Truck Financial Services is seeking an Inside Commercial Credit and Restructuring Analyst to manage distressed commercial fleet accounts and negotiate restructures. This role blends operations, collections, and credit to protect collateral and optimize workouts.

You’ll support US and Canadian fleets and report to senior committees in a hybrid Charlotte, NC setting. You will analyze financial statements, develop workout plans, and collaborate with internal teams and outside counsel to