Dealer Credit Analyst - Fleet Financing & Growth

Daimler Truck North America; Florida; Hybrid; USD 80,000 - 110,000; Full time

Benefits offered by this job

Annual bonus program

401k company contribution with company

6% match and 3-7% additional

4 weeks paid vacation

15 calendar holidays

8 weeks paid parental leave

Employee assistance program

Healthcare plans and wellness programs

Onsite fitness (at some locations)

Tuition assistance and volunteer paid?

Short-term and long-term disability

Job summary

Daimler Truck Financial Services, the captive finance provider for Daimler Truck North America, is seeking a Dealer Credit Analyst. You will analyze dealership creditworthiness, review financial statements, and make sound credit recommendations.

You will interact with Dealer Principles, CFOs, and Legal Counsel, ensuring compliant, timely financing decisions. The role emphasizes collaboration across Finance, Credit Management, and Sales, with a hybrid work arrangement and a comprehensive benefits

Qualifications

• BS/BA degree required or 2-4 years relevant experience; 6 years in lieu of degree.
• Experience in credit analysis and automotive commercial underwriting.
• Financial statement review and cashflow analysis.
• Commercial lending or dealer finance.
• Risk assessment or portfolio management.
• Ability to collect data, establish facts and identify trends and variance.
• Understanding of UCC and dealership operations.
• Strong business acumen and cross-functional collaboration.

Responsibilities

• Prepare, analyze and submit new credit requests with explanations.
• Perform monthly reviews of dealership financial statements and provide recommendations.
• Make recommendations on subordination, guarantees, and state legal requirements.
• Maintain dealer document files and ensure procedure compliance.
• Provide daily service to DRM/RFM, Region Managers, dealer personnel, and management.
• Review wholesale inventory and audits and advise on issues and exceptions.
• Communicate with Dealer personnel through all credit request stages.

Skills

Credit analysis

Automotive underwriting

Financial statement analysis

Cashflow analysis

UCC knowledge

Risk assessment

Data collection & analysis

Dealership operations understanding

Stakeholder communication

Education

BS/BA degree required or 2-4 years relevant experience; 6 years in lieu of degree

Bachelor’s Degree preferred in Business Administration/Accounting/Finance/Math/Statistics

Job description

Daimler Truck Financial Services, the captive finance provider for Daimler Truck North America, is seeking a Dealer Credit Analyst. You will analyze dealership creditworthiness, review financial statements, and make sound credit recommendations.

You will interact with Dealer Principles, CFOs, and Legal Counsel, ensuring compliant, timely financing decisions. The role emphasizes collaboration across Finance, Credit Management, and Sales, with a hybrid work arrangement and a comprehensive benefits