Hybrid AML/BSA Risk Analyst II

Pathward, N.A.; Sioux Falls (SD); Hybrid; USD 50,000 - 84,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Job summary

Pathward is seeking a BSA/AML Risk Analyst II to support the second line of defense for BSA/AML/CFT and OFAC compliance programs. The role involves overseeing compliance, identifying risks, and partnering with cross-functional teams to develop practical solutions and provide advisory support to business lines and third parties.

You will review controls, ensure policy alignment, and stay current with AML regulations while maintaining knowledge of financial products and emerging risks.

Qualifications

• Bachelor's degree or equivalent education and work experience.
• 2–4 years of related compliance, risk, audit, or financial-crime experience.
• Familiarity with banking products and services (payments, e-commerce, fintech partnerships, and/or trade finance).
• Strong analytical, research, problem-solving, and decision-making skills.
• Flexible and creative thinker who can learn independently and work in a fast-paced environment.

Responsibilities

• Conduct compliance oversight reviews of business lines and third parties to assess adherence to laws, regulations, and policy; prepare procedures and reports.
• Serve as a subject matter resource to ensure documents, projects, processes, and product initiatives align with regulatory requirements and standards.
• Develop and maintain line-of-business guidance related to AML compliance.
• Partner with business lines and third parties to implement AML initiatives and provide training and documentation.

Skills

Regulatory knowledge

Analytical thinking

Communication

Project management

MS Office

Education

Bachelor's degree or equivalent

Tools

Microsoft Office

Job description

Pathward is seeking a BSA/AML Risk Analyst II to support the second line of defense for BSA/AML/CFT and OFAC compliance programs. The role involves overseeing compliance, identifying risks, and partnering with cross-functional teams to develop practical solutions and provide advisory support to business lines and third parties.

You will review controls, ensure policy alignment, and stay current with AML regulations while maintaining knowledge of financial products and emerging risks.