Houston Mortgage Growth Partner

University Federal Credit Union; Pearland (TX); On-site; USD 70,000 - 95,000; Full time

Job summary

The Mortgage Loan Officer (MLO) at UFCU helps Members achieve homeownership by guiding them through the mortgage journey in the Houston market, including Pearland and UT Medical Center areas. This role is relationship-driven, focusing on self-sourcing, community engagement, and a strong referral network with REALTORS®, builders, and organizations.

The MLO will grow UFCU's presence in Houston, support non-members, ensure compliance with RESPA and HMDA, and maintain accurate loan documentation

Qualifications

• Minimum of 3 years of residential mortgage loan origination.
• Experience with Conventional, FHA, VA, and portfolio loan products.
• Proven ability to self-source and build a sustainable referral-based book.
• Bondable with an active NMLS license.
• Strong knowledge of mortgage guidelines and compliance.

Responsibilities

• Self-source mortgage production and build relationships with REALTORS®, builders, and community organizations.
• Represent UFCU at Houston events and homebuyer workshops.
• Provide education and personalized loan recommendations to Members and non-members.
• Analyze borrower needs and recommend appropriate mortgage products.
• Maintain CRM records and coordinate with title companies, Realtors, and other partners.
• Attend closings when possible and perform post-closing follow-up.
• Adhere to all laws, regulations, and UFCU policies.
• Pursue ongoing professional development through seminars.

Skills

Relationship-building

Self-sourcing

Community outreach

Sales orientation

Mortgage knowledge

Education

Bachelor’s Degree

Tools

CRM software

Job description

The Mortgage Loan Officer (MLO) at UFCU helps Members achieve homeownership by guiding them through the mortgage journey in the Houston market, including Pearland and UT Medical Center areas. This role is relationship-driven, focusing on self-sourcing, community engagement, and a strong referral network with REALTORS®, builders, and organizations.

The MLO will grow UFCU's presence in Houston, support non-members, ensure compliance with RESPA and HMDA, and maintain accurate loan documentation