Home Loan Advisor: Build Relationships & Impact

Chesapeake Bank; Kilmarnock (VA); On-site; USD 50,000 - 75,000; Full time

Job summary

Chesapeake Bank is seeking a Mortgage Loan Officer to originate and manage residential real estate loans within the real estate community. The role emphasizes building relationships, regulatory compliance, and providing guidance to borrowers through the home financing journey.

The position combines business development with client-facing responsibilities, requiring strong communication and ethical lending practices.

Qualifications

• Bachelor's degree in business or finance or equivalent experience.
• 1–2 years of experience in a financial institution or loan office setting.
• Extensive knowledge of financial institution policies and procedures.
• Extensive knowledge of residential real estate lending practices and related areas.
• Good communication and public relations skills.
• Good sales, organizational, managerial and interpersonal skills.
• Good oral and written communication skills to explain loan programs.
• Ability to read and comprehend training materials and loan manuals.
• Ability to learn and follow lending policies.
• Familiarity with basic office equipment.

Responsibilities

• Reviews, analyzes and processes residential real estate loan requests and packages loans.
• Recommends conditions and terms of residential real estate loans.
• Provides input to management to improve loan service.
• Provides loan status reports to the Regional Executive and presents at Monthly Sales meetings.
• Interviews residential loan applicants and collects financial information.
• Promotes CRA programs and community involvement.
• Handles business development within the region.
• Solicits mortgage loans and informs clients of underwriting guidelines.
• Ensures good faith estimate mailed within three business days.
• Ensures compliance with lending regulations.

Skills

Communication skills

Public relations

Sales skills

Organizational skills

Interpersonal skills

Public speaking

Education

Bachelor's degree in business or finance

Job description

Chesapeake Bank is seeking a Mortgage Loan Officer to originate and manage residential real estate loans within the real estate community. The role emphasizes building relationships, regulatory compliance, and providing guidance to borrowers through the home financing journey.

The position combines business development with client-facing responsibilities, requiring strong communication and ethical lending practices.