Head of Consumer Lending & Portfolio Growth

ASE Credit Union; Blueberry Hill (AL); On-site; USD 120,000 - 180,000; Full time

Job summary

ASE Credit Union is seeking an experienced executive to oversee the daily operations of Consumer Lending, including Consumer, Indirect, Underwriting, and Lending Operations. The role focuses on driving growth, maintaining compliance, and implementing strong lending standards.

The ideal candidate has 5+ years in lending operations with at least 3 years in leadership, and a bachelor’s degree is preferred. You will lead a team, monitor risk, and collaborate cross-functionally to optimize portfolios

Qualifications

• 5+ years of experience in lending operations, including 3 years in a leadership or management role within lending functions of a financial institution.
• Bachelor's degree in finance, business, or related field preferred.
• Strong attention to detail and deep understanding of lending practices and risk management.
• Ability to implement and manage lending standards and controls.

Responsibilities

• Oversee daily functioning of Consumer Lending Departments (Consumer, Indirect, Underwriting, Lending Operations).
• Improve lending processes to increase efficiency, reduce turnaround times, and enhance member experience.
• Train and lead a high-performing team; assist with recruiting and mentoring staff.
• Monitor loan quality, delinquency, and risk exposure; align with policy and regulatory requirements.
• Collaborate with third-party vendors and other departments to offer lending products and services.
• Ensure compliance with all laws, regulations, and company policies.

Skills

Leadership

Risk Management

Regulatory Compliance

Communication

Education

High School Diploma or GED

Bachelor's degree preferred in finance or business

Tools

Microsoft Office

Lending Software

Job description

ASE Credit Union is seeking an experienced executive to oversee the daily operations of Consumer Lending, including Consumer, Indirect, Underwriting, and Lending Operations. The role focuses on driving growth, maintaining compliance, and implementing strong lending standards.

The ideal candidate has 5+ years in lending operations with at least 3 years in leadership, and a bachelor’s degree is preferred. You will lead a team, monitor risk, and collaborate cross-functionally to optimize portfolios