Growth-Minded Commercial Lending Relationship Manager II

Central-Bank-; Louisville (KY); On-site; USD 85,000 - 106,000; Full time

Benefits offered by this job

Health Insurance

401k Plan

Paid Vacation

Paid Holidays

Employee Stock Ownership Plan

Vision Insurance

Discounted Banking Services

EAP (Free counseling sessions)

Job summary

Central-Bank- in Louisville, KY is seeking a seasoned Commercial Loan Relationship Manager to develop and manage a commercial banking relationship within the bank's policies. You will evaluate financial statements and structure loans to maximize profitability while cross-selling bank services.

The role requires strong credit analysis, excellent communication, and proven business development skills to build a robust loan and deposit portfolio in a community-focused environment.

Qualifications

• Must meet one of the following:

Responsibilities

• Maintains and manages a commercial loan portfolio for operating companies and the key individuals within those companies to include: receipt of loan request, evaluation of financial statements, structuring loan with respect to rate, term and collateral to remain competitive and maximize profit, cross-sell other bank services, and monitor repayment activity to keep past due accounts under control in accordance with the established policies of the Bank.
• Develops and manages commercial deposit accounts and personal deposit accounts in a manner that will provide the bank with maximum profitability.
• Represents the bank on various civic boards and in community activities. Makes presentations to schools and civic groups on lending-related topics. Participates in bank programs for college interns, EBCE students and shadowing.
• Assists in the preparation of the departmental budget.
• Develops and maintains an active prospect base for solicitation purposes in order to expand the existing loan and deposit base.
• Actively participates in the Officer Call and Sales Integration Programs to develop new lending and/or deposit relationships for the bank.
• Assists in the development of intermediate goals and long term objectives for the Commercial Lending area.
• Performs other duties as assigned.

Skills

Computer skills

Lending software

Communication skills

Credit analysis

Negotiation

Business development

Interpersonal skills

Customer service

Education

Bachelor’s Degree in finance, accounting or related area

Associate’s degree with five+ years of lending/banking experience

10+ years’ experience in lending related position

Tools

Lending software

Loan origination systems

Job description

Central-Bank- in Louisville, KY is seeking a seasoned Commercial Loan Relationship Manager to develop and manage a commercial banking relationship within the bank's policies. You will evaluate financial statements and structure loans to maximize profitability while cross-selling bank services.

The role requires strong credit analysis, excellent communication, and proven business development skills to build a robust loan and deposit portfolio in a community-focused environment.