Senior Commercial Lending Relationship Manager

Central-Bank-; Lexington (KY); Presencial; USD 129 000 - 161 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Health Insurance

Vision Insurance

Paid Vacation

Paid Holidays

401k Plan

Employee Stock Ownership Plan

Voluntary Life Insurance

AD&D Insurance

Discounted Banking Services

EAP (Free counseling sessions)

Resumo da oferta

Central-Bank- seeks an Officer in Lexington, KY to develop and manage a commercial banking relationship within bank policies. You will maintain a loan portfolio, lead in deposit growth, and participate in civic activities.

The role requires 5+ years of urban market commercial lending experience, strong credit analysis, and excellent communication skills. Bachelor's or Associate's degree in finance or accounting is required, with advanced proficiency in Capital Stream and Excel.

Qualificações

• Bachelor’s or Associate’s Degree in finance, accounting or related area.
• Strong credit analysis, negotiation and problem-solving skills.
• Excellent verbal and written communication.
• Proven ability to develop business and manage client relationships.

Responsabilidades

• Maintains and manages a commercial loan portfolio for operating companies and the key individuals within those companies to include: receipt of loan request, evaluation of financial statements, structuring loan with respect to rate, term and collateral to remain competitive and maximize profit, cross-sell other bank services, and monitor repayment activity to keep past due accounts under control in accordance with the established policies of the Bank.
• Develops and manages commercial deposit accounts and personal deposit accounts in a manner that will provide the bank with maximum profitability.
• Represents the bank on various civic boards and in community activities. Makes presentations to schools and civic groups on lending-related topics. Participates in bank programs for college interns, EBCE students and shadowing.
• Assists in the preparation of the departmental budget.
• Develops and maintains an active prospect base for solicitation purposes in order to expand the existing loan and deposit base.
• Actively participates in the Officer Call and Sales Integration Programs to develop new lending and/or deposit relationships for the bank.
• Assists in the development of intermediate goals and long term objectives for the Commercial Lending area.
• Performs other duties as assigned.

Conhecimentos

Verbal communication

Written communication

Credit analysis

Problem solving

Negotiation

Business development

Organization

Time management

Interpersonal skills

Customer service

Formação académica

Bachelor's degree in finance or accounting

Associate's degree in finance or accounting

Ferramentas

Word

Capital Stream

EnAct

Appro

Excel

Descrição da oferta de emprego

Central-Bank- seeks an Officer in Lexington, KY to develop and manage a commercial banking relationship within bank policies. You will maintain a loan portfolio, lead in deposit growth, and participate in civic activities.

The role requires 5+ years of urban market commercial lending experience, strong credit analysis, and excellent communication skills. Bachelor's or Associate's degree in finance or accounting is required, with advanced proficiency in Capital Stream and Excel.