Senior Commercial Lending Relationship Manager

Central Bank; Louisville (KY); Hybrid; USD 98,000 - 123,000; Full time

Benefits offered by this job

Health Insurance

Vision Insurance

Paid Vacation

Paid Holidays

401k Plan

Employee Stock Ownership Plan

Voluntary Life Insurance

AD&D Insurance

Discounted Banking Services

EAP

Discounted AAA Membership

Fitness Discounts

Vacation Purchase Plan

Interest-Free Computer Loan

Interest-Free Fitness Equipment Loan

Service Awards

Subsidized Parking (Downtown)

Educational Assistance Program

Employee Wellness Program

Dell Computer Discount

Discounted Tickets

Cell Phone Discount

Jeans days to benefit local charities

Paid Identity Theft Protection

New Hire Incentive (for hourly EMPLOYE

Job summary

Central Bank seeks an Officer to develop and manage a commercial banking relationship in Louisville, KY. You will handle loan requests, analyze financials, structure terms, and cross-sell bank services while growing a strong commercial loan portfolio.

Requires 3+ years of urban or rural market lending experience, a finance-related degree, and strong communication, negotiation and client development skills. Competitive benefits and full-time hours offered.

Qualifications

• Bachelor's or associate degree in finance, accounting or related area required.
• 3+ years of commercial lending experience in an urban or rural market preferred.
• Strong credit analysis and financial statement evaluation skills required.
• Excellent communication, negotiation and relationship-building abilities required.

Responsibilities

• Maintains and manages a commercial loan portfolio including evaluation of loan requests, structuring terms and collateral.
• Develops and manages commercial and personal deposit accounts for profitability.
• Represents the bank in community activities and educational presentations.
• Participates in budget preparation and prospect development to expand loan and deposit bases.
• Drives new lending and deposit relationships through officer calls and sales programs.

Skills

Credit analysis

Problem solving

Negotiation

Business development

Organization

Time management

Interpersonal skills

Customer service

Verbal and written communication

Education

Bachelor's or Associate degree in finance, accounting or related area

Tools

Word

Excel

Lending software

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Officer Full-Time Louisville, KY, US

10 days ago Requisition ID: 3258

Salary Range: $98,087.14 To $122,608.92 Annually

Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities

JOB SUMMARY:

Develops and manages a commercial banking relationship within the established policies of the Bank.

LEVEL DIFFERENTIATION:

Either works:

• Primarily from one of the Bank’s urban market areas (Lexington, Louisville, Northern Kentucky) with 3+ years’ commercial lending experience in an urban market and has demonstrated ability to grow own commercial loan production; or
• Within a rural market with 5+ years’ direct small business and/or commercial lending experience and has proven him/herself as a high-level commercial loan producer.

EDUCATION/EXPERIENCE REQUIRED:

Bachelor’s or associate degree in finance, accounting or related area and experience noted above.

QUALIFICATIONS/SKILLS REQUIRED:

• Good computer skills with a working knowledge of Word and Excel
• Effective working knowledge of and experience with lending software applications
• Excellent verbal and written communication skills
• Proven strength in credit analysis, problem solving, negotiation, business development, organization, time management, interpersonal skills and customer service

ESSENTIAL JOB DUTIES AND RESPONSIBILITIES:

• Maintains and manages a commercial loan portfolio for operating companies and the key individuals within those companies to include: receipt of loan request, evaluation of financial statements, structuring loan with respect to rate, term and collateral to remain competitive and maximize profit, cross-sell other bank services, and monitor repayment activity to keep past due accounts under control in accordance with the established policies of the Bank.
• Develops and manages commercial deposit accounts and personal deposit accounts in a manner that will provide the bank with maximum profitability.
• Represents the bank on various civic boards and in community activities. Makes presentations to schools and civic groups on lending-related topics. Participates in bank programs for college interns, EBCE students and shadowing.
• Assists in the preparation of the departmental budget.
• Develops and maintains an active prospect base for solicitation purposes in order to expand the existing loan and deposit base.
• Actively participates in the Officer Call and Sales Integration Programs to develop new lending and/or deposit relationships for the bank.
• Assists in the development of intermediate goals and long term objectives for the Commercial Lending area.
• Performs other duties as assigned.

BENEFITS:

• Health Insurance
• Vision Insurance
• Paid Vacation
• Paid Holidays
• Employee Stock Ownership Plan
• 401k Plan
• Voluntary Life Insurance
• AD&D Insurance
• Discounted Banking Services
• EAP (Free counseling sessions)
• Discounted AAA Membership
• Fitness Discounts
• Vacation Purchase Plan
• Interest-Free Computer Loan
• Interest-Free Fitness Equipment Loan
• Service Awards
• Subsidized Parking (Downtown)
• Educational Assistance Program
• Employee Wellness Program
• Dell Computer Discount
• Discounted Tickets
• Cell Phone Discount
• Jeans days to benefit local charities
• Paid Identity Theft Protection
• New Hire Incentive (for hourly employees)