Fraud Strategy & Authentication AI Risk (Remote)

OnePay; United States; Remote; USD 180,000 - 260,000; Full time

Benefits offered by this job

Competitive cash

Benefits from day one

Remote-friendly US-wide

Job summary

OnePay is actively seeking a Fraud Strategy Leader to minimize account takeover losses and scams while optimizing authentication risk workflows. You will collaborate with product, data, and engineering teams to advance fraud controls and implement AI-enabled risk decisions.

The role requires deep expertise in device & login risk, account recovery, and profile management, with strong SQL/Python skills and a track record of data-driven outcomes. Remote-friendly across the US.

Qualifications

• 5+ years of experience directly managing authentication risk strategies like device & login risk, account recovery, profile management (e.g., phone, email, address updates), etc.
• Highly analytical skillset with an ability to synthesize vast amounts of data into meaningful insights
• Deep domain knowledge of the types of tools & tactics used by bad actors to conduct targeted or large-scale authentication fraud attacks, and experience in developing best-in-class solutions to mitigate these threats
• Demonstrated ability building with AI tools - including LLMs, prompt engineering, workflow automation, or advanced analytics platforms to improve fraud strategy & detection, eliminate manual effort, and drive measurable improvement to fraud loss, operational efficiency, and customer experience within the fraud lifecycle
• Proficiency in SQL & Python
• Excellent communication skills with the ability to articulate complex issues into clear, simple language for a diverse audience
• An act-like-an-owner mentality. We have a strong bias toward taking action

Responsibilities

• Developing and maintaining data-driven strategies to prevent fraud loss from ATO, scams, and social engineering schemes that target OnePay customers
• Creating and executing the authentication roadmap for OnePay covering analytics, tools, capabilities, and operational processes
• Conducting independent data analytics of portfolio behavior to identify new or shifting fraud trends using relevant tooling (Databricks - SQL, Python)
• Overseeing the authentication fraud monitoring/alerting logic, ensuring that all critical loss vectors are covered and alerts are calibrated to be relevant & timely
• Supporting the build out and integration of AI capabilities directly within risk workflows to automate processes, accelerate execution, and improve fraud prevention & customer experience outcomes
• Maintaining and enhancing network/graph analysis strategies designed to capture collusive fraud rings while minimizing false positive impact to good customers
• Working closely with and supporting IT, Operations, Product, and AML teams to investigate and triage authentication fraud incidents
• Staying abreast of the latest fraud prevention industry developments & trends, including emerging fraudster capabilities & tactics and methods to combat them, as the SME for authentication fraud at OnePay

Skills

Authentication risk

Analytical thinking

Data-driven decisions

Communication

Owner mindset

AI tools

Problem solving

Tools

SQL

Python

Databricks

LLMs

Job description

OnePay is actively seeking a Fraud Strategy Leader to minimize account takeover losses and scams while optimizing authentication risk workflows. You will collaborate with product, data, and engineering teams to advance fraud controls and implement AI-enabled risk decisions.

The role requires deep expertise in device & login risk, account recovery, and profile management, with strong SQL/Python skills and a track record of data-driven outcomes. Remote-friendly across the US.