Sr. Dealer Financial Review & Examination Manager

Hyundai Capital; Plano (TX); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid work schedule

Vehicle benefits

Flexible health coverage

Annual employer HSA contribution

401(k) with company match

Life and disability insurance

Wellbeing programs

Parental leave

Paid Volunteer Time Off

Job summary

Hyundai Capital America is seeking a Sr. Dealer Financial Review & Examination Manager to conduct on-site financial reviews of automobile dealerships across the U.S.

You will analyze cash flow and liquidity, assess working capital, and prepare comprehensive field reports for leadership across risk and credit teams. The role requires extensive travel and strong communication with senior management, aiming to safeguard portfolio quality and strengthen credit governance.

Qualifications

• 8+ years of commercial credit or risk oversight experience.
• Bachelor’s degree in Accounting or Finance or related field.
• CPA, CFE or CFA a plus.
• Willingness to travel nationwide for on-site reviews.

Responsibilities

• Conduct on-site financial reviews of dealership borrowers.
• Assess cash flow, liquidity, working capital, and balance sheet integrity.
• Prepare field examination and credit review reports.
• Support risk grading and decisions with independent analysis.
• Collaborate with Commercial Risk, Credit, and Legal while maintaining independence.

Skills

Commercial credit analysis

Field examinations

Risk oversight

Financial analysis

Communication with leadership

Travel readiness

Education

Bachelor’s degree in Accounting or Finance

CPA / CFE / CFA preferred

Job description

Job Description - Sr. Dealer Financial Review & Examination Manager (260000EU)

Job Title

Sr. Dealer Financial Review & Examination Manager

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

Work Model

LI-OnSite (4 days a week)

What You Will Do

We’re seeking a senior credit risk professional to conduct independent, on‑site financial reviews of automobile dealerships nationwide. In this role, you’ll travel extensively across the U.S. to assess dealer cash flow, liquidity, working capital, and overall financial condition through hands on reviews of books, records, and bank activity. Your work will support both new loan originations and existing credit relationships by providing clear, objective financial insight to Commercial Risk and Credit leadership—while remaining independent of underwriting and approval decisions. This is a highly visible role for candidates who enjoy field‑based analysis, travel, and applying sound judgment to complex credit and risk situations. You’ll play a key part in safeguarding portfolio quality, supporting criticized asset decisions, and strengthening overall credit risk governance.

How You Will Make an Impact

• Conduct on‑site financial reviews of new and existing commercial borrowers
• Review books, records, accounting systems, and bank activity for accuracy and reliability
• Analyze cash flow, liquidity, working capital, and balance sheet integrity
• Perform bank reconciliations and assess true available cash
• Identify financial weaknesses, trends, and risk indicators
• Recommend financial statement and working capital adjustments
• Prepare concise field examination and credit review reports
• Support risk grading, watchlist/criticized asset decisions
• Provide independent financial analysis for workouts, restructurings, and special situations
• Partner with Commercial Risk, Credit, and Legal while maintaining second‑line independence

Qualifications

What You Will Bring To The Role

• 8+ years of commercial credit, financial analysis, field exams, or risk oversight in Dealer Financial Services, Commercial Banking, Commercial Credit Review or Forensic Accounting
• Bachelor’s degree in Accounting, Finance or related field
• CPA, CFE or CFA a plus
• Deep understanding of cash flow, liquidity, and working capital
• Strong experience with Credit risk grading frameworks
• Clear, confident communicator with strong judgment
• Ability to engage with senior leadership and borrower management teams
• Experience with criticized assets or special situations a plus
• Ability to travel and conduct assessments on site at dealer locations

We Take Care Of Our People

At HCA, we know our success starts with our people. We offer a comprehensive rewards package designed to support your health, financial wellbeing, and life outside of work — so you can bring your best every day.

• Hybrid work schedule offering 4 on‑site days and 1 remote day per week
• Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts
• Flexible health coverage with medical, dental, and vision plans, including no cost and low-cost options
• Annual employer HSA contribution to help offset healthcare expenses
• 401(k) with company match and immediate vesting, so you can start building your future from day one
• 100% company paid life and disability insurance for added peace of mind
• Wellbeing programs at no cost to you, including gym benefits and health resources
• Generous parental leave to support growing families
• Paid Volunteer Time Off, plus a company donation to a charity of your choice

Other Details

Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace—because we believe diversity builds stronger teams. We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law. Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws.

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”).

If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at [e-mail] .

Primary Location

United States-Texas-Plano

Work Locations

Dallas, TX 6100 W. Plano Parkway, Suite 2000 Suite 2000 Plano 75093