F&I Manager - Central Houston Cadillac

Central Automotive Group; Houston (TX); On-site; USD 80,000 - 110,000; Full time

Job summary

Central Houston Nissan is seeking a Finance Manager to oversee customer credit applications, credit reports, and loan/lease structuring in line with bank underwriting guidelines.

The role focuses on securing competitive financing, maintaining regulatory compliance, and educating customers on extended warranties and aftermarket products to support dealership profitability.

Qualifications

• Knowledge of financial compliance requirements.
• Excellent oral, written, and electronic communication.
• Outstanding organizational skills.
• Service-oriented, able to stay calm with difficult customers.
• Proficiency with Microsoft Outlook/Office and other digital tools.

Responsibilities

• Offer competitive financing rates to drive dealership-financed deals.
• Secure financing and leasing for clients per banks' guidelines.
• Explain extended warranties and aftermarket products to customers.
• Maintain knowledge of all finance/lease programs.
• Ensure compliance with local, state, and federal regulations affecting finance operations.
• Foster relationships with insurance vendors and lending institutions.

Skills

Financial compliance knowledge

Excellent communication

Strong organizational skills

Customer-service oriented

Microsoft Office proficiency

Education

Bachelor's degree in finance or related field

Customer service experience preferred

Finance dealership experience preferred

Job description

Central Houston Nissan is seeking a Finance Manager for our dealership!

Job Summary

The Finance Manager is responsible for obtaining and reviewing a purchasers' credit application, pull credit reports, budget a customer from credit reports and structure a loan or lease based on the underwriting guidelines of banks, finance companies and/or lease companies.

Duties/Responsibilities

• Offers the customer a competitive financing rate so that the financing is done through the dealership.
• Secure competitive financing and leasing deals for clients while adhering to company and governmental regulations.
• Offer exceptional customer service to clients while explaining extended warranty information and aftermarket products that supplement their automotive investment and increase dealership profitability.
• Maintain current knowledge of all finance and lease programs.
• Maintain current knowledge of all local, state and federal regulations affecting dealership operations, particularly regarding sales and finance departments.
• Foster and maintain positive relationships with insurance vendors and lending institutions.

Required Skills/Abilities

• Knowledge of financial compliance requirements
• Excellent communication skills both oral, written, and electronic.
• Outstanding organizational skills
• Service-oriented, ability to stay calm even when dealing with difficult customers.
• Proficiency with Microsoft Outlook, Microsoft Office, and other electronic communications such as email, text, video calls, etc.

Education And Experience

• College degree or equivalent experience in finance preferred.
• Customer service experience preferred.
• Previous experience in finance at a dealership preferred.

Physical Requirements

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.

Supervisory Responsibilities - None

Equal Employment Opportunity

The policy of Central Automotive Group is to extend opportunities to qualified applicants and employees on an equal basis regardless of an individual's age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity/expression or veteran status. Additionally, Central Automotive Group is committed to being an Equal Employment Opportunity (EEO) Employer and offers opportunities to all job seekers including individuals with disabilities. If you need a reasonable accommodation to assist with your job search or application for employment, email us at [e-mail]. In your email, please include a description of the specific accommodation you are requesting as well as the job title and job number of the position for which you are applying.